39W165 Red Cloud Ln, Elgin, IL 60124 Property Records

Kane County property record for 39W165 Red Cloud Ln, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1987
Square Footage	2,338 sqft Living Area
Lot Size	82,328 sqft (1.89 acres)
Occupancy	Owner Occupied
Last Sale	$570,000 (2025)
Tax Bill	$11,783.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-25-200-020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	12 Rooms
Building Area	2,338 sqft Living Area
1st Floor	2,338 sqft 1st Floor
Basement Area	2,078 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Lot Area	82,328 sqft (1.89 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	614 sqft Garage
Deck Area	Deck Area
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	39W165 RED CLOUD LN
City	ELGIN
State	IL
Zip	60124-8484
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	69
Legal Subdivision	CATATOGA III
Legal Block	1
Legal Lot Number	69
Jurisdiction	KANE IL
Minor Civil Division	PLATO
Census Blockgroup	1
Census Block	1018
Census Tract	850711

Owner

Source: Kane County records · APN 05-25-200-020

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39W165 RED CLOUD LN, ELGIN, IL 60124-8484
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2025 · Amount on Record
Deed Sale	Jun 06, 2025 · Amount on Record
Prior Sale	Jun 07, 2011 · Amount on Record
Deed Doc Number	202520847
Prior Transfer Date	Apr 04, 2013
Prior Transfer Doc	0000026339
Record Refreshed	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W165 RED CLOUD LN, ELGIN, IL 60124-8484
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W165 RED CLOUD LN, ELGIN, IL 60124-8484

Mortgage

Document Number	0000004182
Date	Jan 30, 2026
Instrument	2026K004182

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.96%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,783.00 (+6.98%)
2024		$167,434 (+21.05%) Land $31,322 Building $136,112	$502,503 (+21.09%) Land $94,004 Building $408,499
2022	$11,014.00 (+7.63%) Homeowner's exemption	$138,322 (+7.72%) Land $24,917 Building $113,405	$414,966 (+7.72%) Land $74,751 Building $340,215
2021	$10,233.00 Homeowner's exemption	$128,414 Land $24,072 Building $104,342	$385,242 Land $72,216 Building $313,026