39W118 Red Cloud Ln, Elgin, IL 60124 Property Records

Kane County property record for 39W118 Red Cloud Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,084 sqft · built 1991
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Company Names on Record
Tax Bill	$12,132 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-25-200-107`

Property Details

APN / Parcel Number

Primary APN	`05-25-200-107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,084 sqft Living Area
1st Floor Area	3,084 sqft
Basement Area	3,084 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Brick
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Attached
Garage Area	1,132 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39W118 RED CLOUD LN
City	ELGIN
State	IL
Zip	60124-8423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CATATOGA III
Legal Block	1
Legal Lot Number	72
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1019
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	39W118 RED CLOUD LN, ELGIN, IL 60124-8423
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000041126
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 20, 2025
Property Address	39W118 RED CLOUD LN, ELGIN, IL 60124-8423
Document Number	0000041126
Instrument Date	Oct 20, 2025
Instrument	2025K041126
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W118 RED CLOUD LN, ELGIN, IL 60124-8423

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,132.00 (-5.98%) Homeowner's exemption Senior Citizen's exemption	$195,123 (+7.79%) Land $29,791 Building $165,332	$585,603 (+7.79%) Land $89,409 Building $496,194
2024	$12,904.00 (+18.62%) Homeowner's exemption	$181,021 (+32.37%) Land $27,638 Building $153,383	$543,280 (+32.42%) Land $82,947 Building $460,333
2022	$10,878.00 (+1.02%) Homeowner's exemption	$136,758 (+3.51%) Land $23,138 Building $113,620	$410,274 (+3.51%) Land $69,414 Building $340,860
2021	$10,768.00 Homeowner's exemption	$132,120 Land $22,353 Building $109,767	$396,360 Land $67,059 Building $329,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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