39R Flagg Rd, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 39R Flagg Rd, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,700 sqft · built 1995
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (May 2023)
Tax Bill	$11,901 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0020.0 P:0108 S:0003`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0020.0 P:0108 S:0003`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	4,984 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,710 sqft (2.84 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39R FLAGG RD
City	WESTFORD
State	MA
Zip	01886-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	1
Census Block	1017
Census Tract	318300

Owner

Source: Middlesex County and Westford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 FLAGG RD, R, WESTFORD, MA 01886-3414
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST CO
Jul 11, 2019	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA
Jan 12, 2018	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Book / Page	37809 / 112
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	May 2, 2023
Property Address	39R FLAGG RD, WESTFORD, MA 01886-3414
Document Number	037809-112
Book / Page	37809 / 112
Instrument Date	May 2, 2023
Instrument	12077
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 FLAGG RD # R, R, WESTFORD, MA 01886-3414

Mortgage

Document Number	0000012078
Date	May 2, 2023
Instrument	12078

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Jun 1, 2028
Max Rate At Change	3%
Index	Other
Margin	3

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	39R FLAGG RD, WESTFORD, MA 01886-3414
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031200-71
Date	Jun 14, 2017
Book Page	31200/71
Instrument	24742

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	39R FLAGG RD, WESTFORD, MA 01886-3414
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033137-19
Date	Jul 11, 2019
Book Page	33137/19
Instrument	27556

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Jan 12, 2018
Property Address	39R FLAGG RD, WESTFORD, MA 01886-3414
Document Number	0031798-26
Book / Page	31798 / 26
Instrument	1885
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39R FLAGG RD, WESTFORD, MA 01886-3414

Mortgage

Document Number	0317980029
Date	Jan 12, 2018
Instrument	31798/0029

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2048

Tax Assessment & Valuation

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,901.00 (+5.51%)	$907,800 (+8.41%) Land $376,500 Building $531,300	$944,965 (+4.63%)
2025	$11,280.00 (+2.22%)	$837,400 (+4.49%) Land $370,100 Building $467,300
2024	$11,035.00 (+9.9%)	$801,400 (+17.8%) Land $352,500 Building $448,900	$903,165
2023	$10,041.00	$680,300 Land $336,400 Building $343,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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