3997 Talking Rocks Rd, Branson West (Reeds Spring), MO 65737 Property Records

Stone County property record for 3997 Talking Rocks Rd, Branson West, MO 65737

Property Summary

Property Type	Single Family Home
Details	4,614 sqft · built 2005
Lot Size	3.83 acres (167,270 sqft)
Owner	Trust Name on File
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-3.0-06-000-000-021.003`

Property Details

APN / Parcel Number

Primary APN	`13-3.0-06-000-000-021.003`

Interior

Stories	1 Story
Building Area	4,614 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	167,270 sqft (3.83 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	3997 TALKING ROCKS RD
City	BRANSON WEST
State	MO
Zip	65737-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT:3 SUBD:SUNSET SHORES SEC/TWN/RNG/MER:SEC 06 TWN 22 RNG 22
Legal Subdivision	SUNSET SHORES
Legal Lot Number	3
Jurisdiction	STONE MO
Township / Civil Division	RUTH C
Census Block Group	2
Census Block	2016
Census Tract	90603

Owner

3997 Talking Rocks Rd is owner-occupied and held in a trust since November 2014.

Source: Stone County records, as of November 5, 2025

Owner of Record	Trust Name on File
Mailing Address	3997 TALKING ROCKS RD, BRANSON WEST, MO 65737-8943
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSEMBLIES OF GOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2014
Deed Sale	Apr 1, 2014
Prior Sale	Apr 4, 2014
Deed Document Number	201400004735
Last Transfer Date	Nov 7, 2014
Transfer Doc	201400018767
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	3997 TALKING ROCKS RD, BRANSON WEST, MO 65737-8943
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002577
Date	Feb 25, 2020
Instrument	202000002577

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	3997 TALKING ROCKS RD, BRANSON WEST, MO 65737-8943
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001327
Date	Jan 30, 2019
Instrument	201900001327

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union
Address	SPRINGFIELD, MO 65803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3997 Talking Rocks Rd was $2,647.

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00	$54,130	$284,900 Land $30,700 Building $254,200
2023	$2,647.00	$54,130	$284,900 Land $30,700 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3997 Talking Rocks Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3997 Talking Rocks Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWC LANTERN BAY private · serves 502 people · EPA ID MO5071085
Water Source	Groundwater
Last State Inspection	Jan 2022
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	500 / 20
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE only, no 5G reported

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