3997 Isla Ciudad Ct, Naples, FL 34109 Property Records

Collier County property record for 3997 Isla Ciudad Ct, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,983 sqft · built 1997
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$870,000 (Oct 2025)
Tax Bill	$7,662 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`694300 3864B06`

Property Details

APN / Parcel Number

Primary APN	`694300 3864B06`
Alternative APN	`80400010186`

Interior

Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,983 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Concrete
Lot Area	11,761 sqft (0.27 acres)
Pool Area	240 sqft
Deck Area	724 sqft

Location & Zoning

Street Address	3997 ISLA CIUDAD CT
City	NAPLES
State	FL
Zip	34109-0335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VILLAGE WALK PHASE THREE LOT 386
Legal Range	26
Legal Township	49
Legal Section	6
Legal Subdivision	VILLAGE WALK PHASE 3
Legal Phase	3
Legal Tract	694300
Legal Block	4
Legal Lot Number	386
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	4
Census Block	4003
Census Tract	10434

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3997 ISLA CIUDAD CT, NAPLES, FL 34109-0335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer · VA Mortgage CLEAR2MORTGAGE INC
Feb 1, 2023	Warranty Deed, Transfer PARADISE BCH TITLE LLC, PARADISE COAST T&E LLC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	Feb 1, 2023 · Amount on Record
Deed Document Number	20256738723
Deed Book / Page	6514 / 3510
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 8, 2025
Property Address	3997 ISLA CIUDAD CT, NAPLES, FL 34109-0335
Document Number	0065143510
Book / Page	6514 / 3510
Map Reference	MB 25 PG 90
Instrument Date	Sep 19, 2025
Instrument	6738723
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	TROPICAL TITLE INC, TROPICAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3850 ESTERO BLVD, FORT MYERS BEACH, FL 33931-3820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3997 ISLA CIUDAD CT, NAPLES, FL 34109-0335

Mortgage

Document Number	0065143512
Date	Oct 8, 2025
Instrument	6514/3512

Lender

Name	CLEAR2MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 1, 2023
Property Address	3997 ISLA CIUDAD CT, NAPLES, FL 34109-0335
Document Number	0062111850
Book / Page	6211 / 1850
Map Reference	MB 25 PG 90
Instrument Date	Jan 31, 2023
Instrument	6357691
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	PARADISE BCH TITLE LLC, PARADISE COAST T&E LLC

Transaction

Amount	Amount Recorded
Tax	$6,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4386 3RD AVE NW, NAPLES, FL 34119-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3997 ISLA CIUDAD CT, NAPLES, FL 34109-0335

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3997 ISLA CIUDAD CT, NAPLES, FL 34109-0335
Document Number	0057702053
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3997 ISLA CIUDAD CT NAPLES FL 341090335, NAPLES, FL 34109-0335

Mortgage

Document Number	0057702053
Date	Jun 3, 2020
Book Page	005770/002053
Instrument	5875051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,917 (-10.35%) Land $333,474 Building $364,443	$697,917 (-10.35%) Land $333,474 Building $364,443
2025	$7,662.00 (+7.28%)	$778,530 (+8.18%) Land $512,266 Building $266,264	$778,530 (+8.18%) Land $512,266 Building $266,264
2024	$7,142.00 (-15.08%)	$719,638 (-13.49%) Land $391,308 Building $328,330	$719,638 (-13.49%) Land $391,308 Building $328,330
2023	$8,410.00 (+79.24%)	$831,820 (+78.59%) Land $491,357 Building $340,463	$831,820 (+12.22%) Land $491,357 Building $340,463
2022	$4,692.00 Homeowner's exemption	$465,770	$741,238 Land $378,711 Building $362,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hotwire Communications Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream.

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