3996 Isla Ciudad Ct, Naples, FL 34109 Property Records

Collier County property record for 3996 Isla Ciudad Ct, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,983 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Jul 2019)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`694300 3934B06`

Property Details

APN / Parcel Number

Primary APN	`694300 3934B06`
Alternative APN	`80400010322`

Interior

Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,983 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Concrete
Lot Area	6,970 sqft (0.16 acres)
Pool Area	312 sqft
Deck Area	688 sqft

Location & Zoning

Street Address	3996 ISLA CIUDAD CT
City	NAPLES
State	FL
Zip	34109-0334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VILLAGE WALK PHASE THREE LOT 393
Legal Range	26
Legal Township	49
Legal Section	6
Legal Subdivision	VILLAGE WALK PHASE 3
Legal Phase	3
Legal Tract	694300
Legal Block	4
Legal Lot Number	393
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	4
Census Block	4003
Census Tract	10434

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3996 ISLA CIUDAD CT, NAPLES, FL 34109-0334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 17, 2019	Warranty Deed, Transfer FIRST BOSTON TITLE
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Aug 22, 2000 · Amount on Record
Deed Document Number	20195739811
Deed Book / Page	5652 / 2299
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0056523873
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3996 ISLA CIUDAD CT, NAPLES, FL 34109-0334
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3996 ISLA CIUDAD CT, NAPLES, FL 34109-0334

Mortgage

Document Number	0059062695
Date	Mar 11, 2021
Book Page	5906/2695
Instrument	6016643

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 17, 2019
Property Address	3996 ISLA CIUDAD CT, NAPLES, FL 34109-0334
Document Number	0056523873
Book / Page	005652 / 003873
Instrument Date	Jul 15, 2019
Instrument	5740398
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	FIRST BOSTON TITLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3157 ANDORRA CT NAPLES FL 341091388, NAPLES, FL 34109-1388

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 16, 2019
Property Address	3996 ISLA CIUDAD CT, NAPLES, FL 34109-0334
Document Number	0056522299
Book / Page	5652 / 2299
Map Reference	MB 25 PG 90
Instrument Date	Jul 15, 2019
Instrument	5739811
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST BOSTON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27200 CEDAR RD APT 614, 27200, BEACHWOOD, OH 44122-1145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3157 ANDORRA CT, NAPLES, FL 34109-1388

Mortgage

Document Number	0056522301
Date	Jul 16, 2019
Instrument	5652-2301

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,212 (+2.7%)	$613,147 (+8.62%) Land $296,827 Building $316,320
2025	$3,759.00 (+2.37%) Homeowner's exemption	$407,217 (+5.99%)	$564,495 (-9.29%) Land $320,166 Building $244,329
2024	$3,672.00 (+1.02%)
2023	$3,635.00 (-2.34%) Homeowner's exemption	$384,215 (+3%)	$622,297 (+8.63%) Land $307,098 Building $315,199
2022	$3,722.00 Homeowner's exemption	$373,024	$572,845 Land $236,694 Building $336,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hotwire Communications Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream.

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