3996 Fairview Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3996 Fairview Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 984 sqft · built 1979
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Aug 2023)
Tax Bill	$3,234 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-0016-04021`

Property Details

APN / Parcel Number

Primary APN	`520-0016-04021`
Alternative APNs	`1098986` `1153529`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	984 sqft Gross Area
1st Floor Area	984 sqft
Basement Area	928 sqft
Finished Basement	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	66,211 sqft (1.52 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	160 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1153529
Street Address	3996 FAIRVIEW RD
City	DULUTH
State	MN
Zip	55803-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	WESTERLY 83.0 FEET OF W1/2 OF SW1/4 OF NW1/4OF SE1/4 AND NORTH 361.17 FEET OF EAST 31.12FEET OF WEST 114.12 FEET OF W1/2 OF
Legal Range	14W
Legal Township	51N
Legal Section	27
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1033
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3996 FAIRVIEW RD, DULUTH, MN 55803-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit SHARE ADVANTAGE CU
Nov 3, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jul 15, 2019	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	20231472598
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 23, 2023
Property Address	3996 FAIRVIEW RD, DULUTH, MN 55803-2708
Document Number	0001472598
Instrument Date	Aug 3, 2023
Instrument	1472598
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3996 FAIRVIEW RD, RICE LAKE, MN 55803-2708

Mortgage

Document Number	0001472599
Date	Aug 23, 2023
Instrument	1472599

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3996 FAIRVIEW RD, DULUTH, MN 55803-2708
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001464535
Date	Apr 6, 2023
Instrument	1464535

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 31, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 3, 2020
Property Address	3996 FAIRVIEW RD, DULUTH, MN 55803-2708
Document Number	00A1394962
Instrument Date	Sep 25, 2019
Instrument	A1394962
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3996 FAIRVIEW RD DULUTH MN 558032708, DULUTH, MN 55803-2708

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3996 FAIRVIEW RD, DULUTH, MN 55803-2708
Document Number	00A1364979
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3996 FAIRVIEW RD DULUTH MN 558032708, DULUTH, MN 55803-2708

Mortgage

Document Number	00A1364979
Date	Oct 8, 2019
Instrument	A1364979

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,234.00 (+3.65%) Homeowner's exemption
2025	$3,120.00 (+14.71%) Homeowner's exemption	$262,600 (+0.08%) Land $36,700 Building $225,900	$262,600 (+0.08%) Land $36,700 Building $225,900
2024	$2,720.00 (+4.13%)	$262,400 (+30.48%) Land $36,500 Building $225,900	$262,400 (+30.48%) Land $36,500 Building $225,900
2023	$2,612.00 Homeowner's exemption
2022		$201,100 (+8.41%) Land $34,800 Building $166,300	$201,100 (+8.41%) Land $34,800 Building $166,300
2021		$185,500 Land $30,000 Building $155,500	$185,500 Land $30,000 Building $155,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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