3990 Fairview Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3990 Fairview Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,300 sqft · built 1985
Lot Size	3.48 acres (151,589 sqft)
Owner	Individual Name on Record
Tax Bill	$4,636 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-0016-04020`

Property Details

APN / Parcel Number

Primary APN	`520-0016-04020`
Alternative APN	`519528`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,300 sqft Gross Area
1st Floor Area	1,260 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Metal
Construction Type	Frame
Lot Area	151,589 sqft (3.48 acres)
Garage Area	896 sqft

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	519528
Street Address	3990 FAIRVIEW RD
City	DULUTH
State	MN
Zip	55803-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W1/2 OF SW1/4 OF NW1/4 OF SE1/4, EXCEPT THEWESTERLY 83.0 FEET THEREOF; AND EXCEPT THENORTH 361.17 FEET OF EAST 31.12 FEET OF
Legal Range	14W
Legal Township	51N
Legal Section	27
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1033
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3990 FAIRVIEW RD, DULUTH, MN 55803-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVENT FCU
Oct 8, 2019	Loan Modification, Mortgage · Conventional Mortgage THRIVENT FCU
Nov 3, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage THRIVENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3990 FAIRVIEW RD, DULUTH, MN 55803-2708
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001408674
Date	Mar 31, 2021
Instrument	1408674

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3990 FAIRVIEW RD, DULUTH, MN 55803-2708
Document Number	00A1394964
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3990 FAIRVIEW RD DULUTH MN 558032708, DULUTH, MN 55803-2708

Mortgage

Document Number	00A1394964
Date	Nov 3, 2020
Instrument	A1394964

Lender

Name	THRIVENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 3, 2020
Property Address	3990 FAIRVIEW RD, DULUTH, MN 55803-2708
Document Number	00A1394961
Instrument Date	Sep 30, 2019
Instrument	A1394961
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3990 FAIRVIEW RD DULUTH MN 558032708, DULUTH, MN 55803-2708

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3990 FAIRVIEW RD, DULUTH, MN 55803-2708
Document Number	00A1305363
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3990 FAIRVIEW RD DULUTH MN 558032708, DULUTH, MN 55803-2708

Mortgage

Document Number	00A1305363
Date	Mar 7, 2017
Instrument	A1305363

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415-1624

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 6, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,636.00 (+3.76%) Homeowner's exemption
2025	$4,468.00 (+2.34%) Homeowner's exemption	$360,300 (+0.14%) Land $64,200 Building $296,100	$360,300 (+0.14%) Land $64,200 Building $296,100
2024	$4,366.00	$359,800 (+17.08%) Land $63,700 Building $296,100	$359,800 (+17.08%) Land $63,700 Building $296,100
2022		$307,300 Land $60,500 Building $246,800	$307,300 Land $60,500 Building $246,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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