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3995 Silverstream Ter, Sanford, FL 32771 Property Records

Seminole County property record for 3995 Silverstream Ter, Sanford, FL 32771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,626 sqft · built 2019
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Last Sale$301,370 (Jun 2019)
Tax Bill$3,826 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN33-19-31-5VH-0000-1100

Property Details

APN / Parcel Number

Primary APN33-19-31-5VH-0000-1100
Alternative APN
  • 1931335VH00001100

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,626 sqft Living Area
Gross Area3,088 sqft
1st Floor Area1,106 sqft
Upper Floors Area1,520 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area110 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3995 SILVERSTREAM TER
CitySANFORD
StateFL
Zip32771-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 110 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK 83 PAGES 31-38
Legal SubdivisionRIVERBEND AT CAMERON HEIGHTS
Legal Lot Number110
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1049
Census Tract21100

Owner

Source: Seminole County records · APN 33-19-31-5VH-0000-1100

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Sep 24, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Apr 27, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 26, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Deed Document Number201968483
Deed Book / Page9382 / 1301
Last Transfer DateApr 23, 2021
Transfer Doc0099131005
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032
Transaction TypeMortgage
Record UpdatedJun 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032

Mortgage

Document Number0102541599
DateJun 07, 2022
Book Page10254/1599
Instrument2022067249
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032

Mortgage

Document Number0097131612
DateSep 24, 2020
Book Page9713/1612
Instrument2020107092
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueJul 01, 2049

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032

Mortgage

Document Number0099691002
DateJun 23, 2021
Book Page9969/1002
Instrument2021084314
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateApr 27, 2021
Property Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032
Document Number0099131005
Book / Page9913 / 1005
Map ReferenceMB 83 PG 31-38
Instrument DateApr 23, 2021
Instrument2021054817
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1378 BRIARHAVEN LN, 1378, CLERMONT, FL 34711-5164

Transferred To (Grantee/Buyer)

NameVerified Name
Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 26, 2019
Property Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032
Document Number0093821301
Book / Page09382 / 1301
Map ReferenceMB 83 PG 31-38
Instrument DateJun 20, 2019
Instrument2019068483
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,109.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 100, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address3995 SILVERSTREAM TER, SANFORD, FL 32771-4032

Mortgage

Document Number0093821302
DateJun 26, 2019
Instrument09382/1302
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,826.00 (+8.72%) Homeowner's exemption$298,301 (+5.99%)$407,698 (-1.47%) Land $85,000 Building $322,698
2023$3,519.00 (+2.62%) Homeowner's exemption$281,450 (+3%)$413,793 (+14.06%) Land $85,000 Building $328,793
2022$3,429.00 Homeowner's exemption$273,252$362,773 Land $75,000 Building $287,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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