Seminole County property record for 3994 Silverstream Ter, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,697 sqft · built 2019 |
| Owner | Individual Name on File |
| Last Sale | $259,490 (Apr 2019) |
| Tax Bill | $3,079 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-19-31-5VH-0000-0230 |
| Primary APN | 33-19-31-5VH-0000-0230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,697 sqft Living Area |
| 1st Floor Area | 1,697 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 128 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3994 SILVERSTREAM TER |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK {83} PAGES {31-38} |
| Legal Range | 31 |
| Legal Township | 19 |
| Legal Section | 33 |
| Legal Subdivision | RIVERBEND AT CAMERON HEIGHTS |
| Legal Lot Number | 23 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 21100 |
3994 Silverstream Ter is owned and occupied by an individual who bought it in April 2019.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3994 SILVERSTREAM TER, SANFORD, FL 32771-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Jun 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Apr 3, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on File |
| Deed Sale | Apr 3, 2019 · Amount on File |
| Deed Document Number | 2019034636 |
| Deed Book / Page | 09327 / 1773 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3994 SILVERSTREAM TER, SANFORD, FL 32771-4010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3994 SILVERSTREAM TER, SANFORD, FL 32771-4010 |
| Document Number | 0098331763 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 9833/1763 |
| Instrument | 2021014515 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3994 SILVERSTREAM TER, SANFORD, FL 32771-4010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096300213 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 9630/213 |
| Instrument | 2020064571 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 3, 2019 |
| Property Address | 3994 SILVERSTREAM TER, SANFORD, FL 32771-4010 |
| Document Number | 0093271773 |
| Book / Page | 09327 / 1773 |
| Map Reference | MB 83 PG 31-36 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019034636 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,816.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 100, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 3994 SILVERSTREAM TER, SANFORD, FL 32771-4010 |
| Document Number | 2019034637 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 2019034637 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 3994 Silverstream Ter was $3,079 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,079.00 Homeowner's exemption | $258,461 | $326,480 Land $85,000 Building $241,480 |
| 2023 | $3,019.00 (+2.69%) Homeowner's exemption | $243,861 (+3%) | $328,587 (+5.26%) Land $85,000 Building $243,587 |
| 2022 | $2,940.00 Homeowner's exemption | $236,758 | $312,154 Land $75,000 Building $237,154 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3994 Silverstream Ter in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 17 (2008–2024) |
| Claims Outside the SFHA | 7 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3994 Silverstream Ter is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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