3995 Pompano Key, Orange Beach, AL 36561 Property Records

Baldwin County property record for 3995 Pompano Key, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,184 sqft · built 1979
Lot Size	0.404 acres (17,600 sqft)
Owner	Individual Name on File
Last Sale	$2,600,000 (Jun 2025)
Tax Bill	$6,778 (2026)
Deeds & Mortgages	Jun 2025 Sale & Construction Loan Aug 2024 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`65-01-11-0-000-013`

Property Details

APN / Parcel Number

Primary APN	`65-01-11-0-000-013`
Alternative APNs	`159466` `518421` `552265` `5258`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,184 sqft Heated Area
1st Floor Area	2,184 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,600 sqft (0.404 acres)
Lot Dimensions	160 ft deep x 110 ft wide
View / Lot	Waterfront / Beach
Pool Area	420 sqft
Boat Access	Boat Access
Boat House	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	552265
Street Address	3995 POMPANO KY
City	ORANGE BEACH
State	AL
Zip	36561-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 ONO ISLAND SUB UNIT 2 PB8 PG88
Legal Subdivision	ONO ISLAND
Legal Block	U-2
Legal Lot Number	16
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1013
Census Tract	11415

Owner

3995 Pompano Key is owned by an individual who bought it in June 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	910 LANDLINE RD, SELMA, AL 36701-8002
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Aug 28, 2024	Warranty Deed, Transfer
Oct 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SERVISFIRST BANK
Aug 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SERVISFIRST BANK
Feb 25, 2005	Deed of Trust, Mortgage WARRINGTON F TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	Aug 28, 2024 · Amount on File
Deed Document Number	20252195480
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 26, 2025
Property Address	3995 POMPANO KY, ORANGE BEACH, AL 36561-3638
Document Number	0002195480
Map Reference	MB 8 PG 67
Instrument Date	Jun 25, 2025
Instrument	2195480
Transaction Type	Construction Loan
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 AUGUSTA CT, FAIRHOPE, AL 36532-6352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 LANDLINE RD, SELMA, AL 36701-8002

Mortgage

Document Number	0002195481
Date	Jun 26, 2025
Instrument	2195481

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 28, 2024
Property Address	3995 POMPANO KY, ORANGE BEACH, AL 36561-3638
Document Number	0002143563
Map Reference	MB 8 PG 88
Instrument Date	Aug 6, 2024
Instrument	2143563
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 AUGUSTA CT, FAIRHOPE, AL 36532-6352

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	121 AUGUSTA CT, FAIRHOPE, AL 36532-6352

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 27, 2022
Property Address	3995 POMPANO KY, ORANGE BEACH, AL 36561-3638
Document Number	0002030991
Map Reference	MBB 8 PG 88
Instrument Date	Oct 5, 2022
Instrument	2030991
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28460 ONO BLVD, ORANGE BEACH, AL 36561-3605

Mortgage

Document Number	0002030992
Date	Oct 27, 2022
Instrument	2030992

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 3, 2022
Property Address	3995 POMPANO KY, ORANGE BEACH, AL 36561-3638
Document Number	0002015683
Map Reference	MB 8 PG 88
Instrument Date	Aug 1, 2022
Instrument	2015683
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24898 GULF STREAM CIR, ORANGE BEACH, AL 36561-0578

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3995 POMPANO KY, ORANGE BEACH, AL 36561-3638

Mortgage

Document Number	0002015684
Date	Aug 3, 2022
Instrument	2015684

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	3995 POMPANO KY, ORANGE BEACH, AL 36561-3638
Document Number	0001869673
Instrument Date	Feb 25, 2005
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 MAIN ST DAPHNE AL 365264422, DAPHNE, AL 36526-4422

Mortgage

Document Number	0001869673
Date	Nov 9, 2020
Instrument	1869673

Lender

Name	WARRINGTON F TRUST
Address	SARASOTA, FL 34231

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3995 Pompano Key was $6,778, down 45.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,778.00 (-45.1%)
2025	$12,345.00 (+12.76%)	$440,920 (+12.76%) Land $275,880 Building $165,040	$2,204,600 (+12.76%) Land $1,379,400 Building $825,200
2024	$10,948.00 (+1.75%)	$391,020 (+1.75%) Land $234,080 Building $156,940	$1,955,100 (+1.93%) Land $1,170,400 Building $784,700
2023	$10,760.00 (+165.61%) Homeowner's exemption	$384,300 (+162.64%)	$1,918,100 (+31.1%) Land $1,264,500 Building $653,600
2022	$4,051.00 (+28.4%) Homeowner's exemption	$146,320	$1,463,100 Land $964,300 Building $498,800
2021	$3,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3995 Pompano Key in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3995 Pompano Key has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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