3963 Pompano Key, Orange Beach, AL 36561 Property Records

Baldwin County property record for 3963 Pompano Key, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,826 sqft · built 2012
Lot Size	0.71 acres (30,943 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Oct 2025)
Tax Bill	$3,090 (2026)
Deeds & Mortgages	Oct 2025 Sale Dec 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`65-01-11-0-000-020.009`

Property Details

APN / Parcel Number

Primary APN	`65-01-11-0-000-020.009`
Alternative APNs	`355727` `28519`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,826 sqft Heated Area
1st Floor Area	1,870 sqft
Upper Floors Area	1,478 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,943 sqft (0.71 acres)
Lot Dimensions	179 ft deep x 172 ft wide
Garage Type	Carport
Carport	Carport
Pool Area	336 sqft
Utility Building	32 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	355727
Street Address	3963 POMPANO KY
City	ORANGE BEACH
State	AL
Zip	36561-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	172' X 179.9' LOT 32 & LOT 33 ONO ISLAND SUB UNIT 2 MB8 PG88 SEC 11-T9S-R5E (WD/SURVIVORSHIP)
Legal Subdivision	ONO ISLAND
Legal Block	U-9
Legal Lot Number	32-33
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1013
Census Tract	11415

Owner

3963 Pompano Key is owned and occupied by two individuals who bought it in October 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	243 LEICESTER RD, KENILWORTH, IL 60043-1244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Dec 12, 2018 · Amount on File
Deed Document Number	20252214114
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 3, 2025
Property Address	3963 POMPANO KY, ORANGE BEACH, AL 36561-3638
Document Number	0002214114
Map Reference	MB 8 PG 88
Instrument Date	Oct 2, 2025
Instrument	2214114
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3963 POMPANO KYDRIVE, ORANGE BEACH, AL 36561

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	243 LEICESTER RD, KENILWORTH, IL 60043-1244

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 12, 2018
Property Address	3963 POMPANO KY, ORANGE BEACH, AL 36561-3638
Document Number	0001734197
Instrument Date	Dec 12, 2018
Instrument	1734197
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3963 POMPANO KY #DR ORANGE BEACH AL 365613638, DR, ORANGE BEACH, AL 36561-3638

Mortgage

Document Number	1734198
Date	Dec 12, 2018
Instrument	1734198

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF SHORES, AL 36542

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3963 Pompano Key was $3,090 with exemptions applied, up 7.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,090.00 (+7.07%) Homeowner's exemption Senior Citizen's exemption
2025	$2,886.00 (+7.05%)	$135,160 (+7%) Land $25,660 Building $109,500	$1,527,400 (+20.92%) Land $289,900 Building $1,237,500
2024	$2,696.00 (+1.74%) Homeowner's exemption	$126,320 (+1.74%) Land $19,760 Building $106,560	$1,263,200 (+1.76%) Land $197,600 Building $1,065,600
2023	$2,650.00 (-1.49%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$124,160 (-1.49%)	$1,241,400 (-1.5%) Land $205,500 Building $1,035,900
2022	$2,690.00 (+25.52%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$126,040	$1,260,300 Land $312,000 Building $948,300
2021	$2,143.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3963 Pompano Key in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3963 Pompano Key has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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