3995 N 475 E, Ogden, UT 84414 Property Records

Weber County property record for 3995 N 475 E, Ogden, UT 84414

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$845,022 (Jul 2025)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-397-0030`

Property Details

APN / Parcel Number

Primary APN	`16-397-0030`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	3995 N 475 E
City	OGDEN
State	UT
Zip	84414-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 30, THE VIEWS AT ROCKWOOD SUBDIVISION, NORTH OGDEN CITY, WEBER COUNTY, UTAH.
Legal Subdivision	VIEWS AT ROCKWOOD SUBDIVISION
Legal Lot Number	30
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1001
Census Tract	210303

Owner

Source: Weber County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3995 N 475 E, OGDEN, UT 84414-7608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 27, 2025	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Jul 17, 2025	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 14, 2024	Warranty Deed, Construction Loan · Construction Mortgage ALTABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Deed Document Number	20253377143
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Recording Date	Apr 8, 2026
Property Address	3995 N 475 E, OGDEN, UT 84414-7608
Document Number	0003412913
Instrument Date	Apr 1, 2026
Instrument	20263412913
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3995 N 475 E, OGDEN, UT 84414-7608
Investor	Possibly a Property Investor

Mortgage

Document Number	0003412913,
Date	Apr 8, 2026
Instrument	20263412913

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	3995 N 475 E, NORTH OGDEN, UT 84414-7608
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003359463
Date	Feb 27, 2025
Instrument	3359463

Lender

Name	CENTRAL BANK
Type	Bank
Address	PROVO, UT 84601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Jul 17, 2025
Property Address	3995 N 475 E, NORTH OGDEN, UT 84414-7608
Document Number	0003377143
Instrument Date	Jul 17, 2025
Instrument	3377143
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3995 N 475 E, OGDEN, UT 84414-7608
Investor	Possibly a Property Investor

Mortgage

Document Number	0003377144
Date	Jul 17, 2025
Instrument	3377144

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	May 14, 2024
Property Address	OGDEN, UT 84414
Document Number	0003325604
Map Reference	MB 94 PG 89
Instrument Date	May 9, 2024
Instrument	3325604
Transaction Type	Construction Loan
Record Updated	May 21, 2024
Title Company	COTTONWOOD TITLE, COTTONWOOD TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 W LEGACY CROSSING BLVD STE 300, 300, CENTERVILLE, UT 84014-5597
Investor	Possibly a Property Investor

Mortgage

Document Number	0003325605
Date	May 14, 2024
Instrument	3325605

Lender

Name	ALTABANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Weber County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	North Ogden City
Unified School District	Weber School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (+3.54%)	$224,948 (+0.3%) Land $224,948	$224,948 (+0.3%) Land $224,948
2023	$2,455.00	$224,265 Land $224,265	$224,265 Land $224,265

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1991–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 54% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OGDEN CITY serves 22,000 people · EPA ID UTAH29010
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	100 / 25

May also be available: CenturyLink.

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