1638 N 475 E, Ogden, UT 84404 Property Records

Weber County property record for 1638 N 475 E, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Trust Names on Record
Last Sale	$450,000 (Jul 2014)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Jan 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-376-0018`

Property Details

APN / Parcel Number

Primary APN	`11-376-0018`
Alternative APN	`113650018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1638 N 475 E
City	OGDEN
State	UT
Zip	84404-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 59, COLD SPRINGS VILLAGE PRUD PHASE 1, FIRST AMENDMENT, NORTH OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	6N
Legal Section	4
Legal Subdivision	COLD SPRINGS VILLAGE PRUD PHASE 1
Legal Lot Number	59
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2001
Census Tract	200204

Owner

Source: Weber County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1638 N 475 E, OGDEN, UT 84404-3424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jan 30, 2018	Deed of Trust, Mortgage · Reverse Mortgage RESOLUTE BANK
Jan 25, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2014 · Amount on Record
Deed Sale	Jul 22, 2014 · Amount on Record
Prior Sale	Mar 19, 2008
Deed Document Number	20142695372
Last Transfer Date	Dec 9, 2024
Transfer Doc	0003350293
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1638 N 475 E, NORTH OGDEN, UT 84404-3424
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	COTTONWOOD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 N 475 E, OGDEN, UT 84404-3424

Mortgage

Document Number	0003228863
Date	Apr 7, 2022
Instrument	3228863

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	863 Months
Due	Mar 9, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.92%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	8.92%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1638 N 475 E, NORTH OGDEN, UT 84404-3424
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TIMOIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002902698
Date	Jan 30, 2018
Instrument	2902698

Lender

Name	RESOLUTE BANK
Type	Bank
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	914 Months
Due	Mar 9, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.81%
Type Change Date	May 1, 2015
Change Frequency	5 Years
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1638 N 475 E, NORTH OGDEN, UT 84404-3424
Document Number	0002902699
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1638 N 475 E OGDEN UT 844043424, OGDEN, UT 84404-3424

Mortgage

Document Number	0002902699
Date	Jan 30, 2018
Instrument	2902699

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jan 29, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.81%

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	North Ogden City
Unified School District	Weber School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,394 (+5.69%) Land $117,629 Building $375,765	$493,394 (+5.69%) Land $117,629 Building $375,765
2025	$3,149.00 (+20.05%)	$466,847 (+96.48%) Land $117,629 Building $349,218	$466,847 (+8.07%) Land $117,629 Building $349,218
2023	$2,623.00	$237,600 Land $64,280 Building $173,320	$432,000 Land $116,872 Building $315,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OGDEN CITY serves 22,000 people · EPA ID UTAH29010
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Connext Networks, T-Mobile, Utah Broadband, Verizon.

Nearby Properties on N 475 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures