Douglas County property record for 3995 Garnet Ln, Highlands Ranch, CO 80126 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,060 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $629,000 (2023) |
| Tax Bill | $3,802.00 (2024) |
| Primary APN | 2229-01-4-15-052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 2,790 sqft Gross Area |
| Basement Area | 730 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Covered Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 420 sqft Garage |
| Porch | Porch |
| Porch Area | 100 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | R0375315 |
|---|---|
| Street Address | 3995 GARNET LN |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80126-5041 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 151 HIGHLANDS RANCH 100-K 0.15 AM/L |
| Legal Range | 68W |
| Legal Township | 06S |
| Legal Section | 01 |
| Legal Quarter | SE |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 15 |
| Legal Lot Number | 151 |
| Jurisdiction | DOUGLAS CO |
| Minor Civil Division | SEDALIA |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 14110 |
Source: Douglas County records · APN 2229-01-4-15-052
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals Owners |
|---|---|
| Mailing Address | 3995 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 06, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 25, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCING |
| Feb 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 202328807 |
| Prior Transfer Date | Feb 19, 2015 |
| Prior Transfer Doc | 0000010475 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Jul 06, 2023 |
| Property Address | 3995 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 0000028807 |
| Instrument Date | Jul 05, 2023 |
| Instrument | 2023028807 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3995 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3995 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 0000028808 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 2023028808 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 3995 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 0000036420 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3995 GARNET LN HIGHLANDS RANCH CO 801265041, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 0000036420 |
|---|---|
| Date | May 05, 2020 |
| Instrument | 36420 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 04, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Feb 10, 2017 |
| Property Address | 3995 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 0000010257 |
| Instrument Date | Feb 08, 2017 |
| Instrument | 10257 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3995 GARNET LN HIGHLANDS RANCH CO 801265041, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 10258 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 10258 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2047 |
Source: Douglas County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,140 (-) Land $8,350 Building $32,790 | $605,033 (-) Land $122,861 Building $482,172 | |
| 2025 | $3,957.00 (+4.08%) | $41,140 (-6.58%) Land $8,350 Building $32,790 | $605,033 (-7.95%) Land $122,861 Building $482,172 |
| 2024 | $3,802.00 (+0.16%) | ||
| 2023 | $3,796.00 (+30.22%) | $44,040 (+38.01%) Land $9,040 Building $35,000 | $657,301 (+43.2%) Land $134,984 Building $522,317 |
| 2022 | $2,915.00 | $31,910 Land $6,180 Building $25,730 | $458,997 Land $88,851 Building $370,146 |
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