Douglas County property record for 3976 Garnet Ln, Highlands Ranch, CO 80126 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,736 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2024) |
| Tax Bill | $3,094.00 (2024) |
| Primary APN | 2229-01-4-02-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 2,252 sqft Gross Area |
| Basement Area | 516 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Covered Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 420 sqft Garage |
| Porch | Porch |
| Porch Area | 68 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | R0375311 |
|---|---|
| Street Address | 3976 GARNET LN |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80126-5041 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 148 HIGHLANDS RANCH 100K .15 AM/L |
| Legal Range | 68W |
| Legal Township | 06S |
| Legal Section | 01 |
| Legal Quarter | SE |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 2 |
| Legal Lot Number | 148 |
| Jurisdiction | DOUGLAS CO |
| Minor Civil Division | SEDALIA |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 14110 |
Source: Douglas County records · APN 2229-01-4-02-009
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals Owners |
|---|---|
| Mailing Address | 3976 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Sep 20, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REALFI HOME FUNDING CORP |
| May 01, 2017 | Deed of Trust, Mortgage · Reverse Mortgage RESOLUTE BANK |
| Apr 24, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 202416816 |
| Prior Transfer Date | Apr 26, 2024 |
| Prior Transfer Doc | 0000016816 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 3976 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2705 ROLLING MEADOWS DR, ROCKWALL, TX 75087-6897 |
| Document Number | 0000016817 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 2024016817 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | PO BOX 833890, RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 3976 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3976 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 0000107800 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021107800 |
| Name | REALFI HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST HARRISON, NY 10604 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 837 Months |
| Due | Jun 03, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.07% |
| Type Change Date | Nov 01, 2021 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 3976 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028950 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 2017028950 |
| Name | RESOLUTE BANK |
|---|---|
| Type | Bank |
| Address | MAUMEE, OH 43537 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 889 Months |
| Due | Jun 03, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
| Type Change Date | May 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 3976 GARNET LN, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 0000028951 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3976 GARNET LN HIGHLANDS RANCH CO 801265041, HIGHLANDS RANCH, CO 80126-5041 |
| Document Number | 0000028951 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 28951 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Apr 30, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
Source: Douglas County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,940 (-) Land $9,380 Building $31,560 | $601,954 (-) Land $137,891 Building $464,063 | |
| 2025 | $3,937.00 (+27.25%) Senior Citizen's exemption | $40,940 (-5.25%) Land $9,380 Building $31,560 | $601,954 (-6.67%) Land $137,891 Building $464,063 |
| 2024 | $3,094.00 (+0.19%) | ||
| 2023 | $3,088.00 Senior Citizen's exemption | $43,210 Land $10,150 Building $33,060 | $644,957 Land $151,498 Building $493,459 |
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