3995 Axis Valley Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3995 Axis Valley Pl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,988 sqft · built 2024
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$431,814 (Sep 2024)
Tax Bill	$5,184 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`312631358300010980`

Property Details

APN / Parcel Number

Primary APN	`312631358300010980`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,988 sqft Heated Area
Gross Area	2,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3995 AXIS VALLEY PL
City	SAINT CLOUD
State	FL
Zip	34772-7980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER RUN ESTATES PH 2 PB 33 PGS 19-22 LOT 98
Legal Phase	2
Legal Lot Number	98
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43205

Owner

Source: Osceola County records · APN 312631358300010980

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3995 AXIS VALLEY PL, SAINT CLOUD, FL 34772-7980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Deed Document Number	2024119227
Deed Book / Page	6665 / 1754
Record Updated	Jun 08, 2026

September 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 16, 2024
Property Address	3995 AXIS VALLEY PL, SAINT CLOUD, FL 34772-7980
Document Number	0066651754
Book / Page	6665 / 1754
Map Reference	MB 33 PG 19
Instrument Date	Sep 11, 2024
Instrument	2024119227
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3995 AXIS VALLEY PL, SAINT CLOUD, FL 34772-7980

Mortgage

Document Number	2024119228
Date	Sep 16, 2024
Instrument	2024119228

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,184.00 Homeowner's exemption	$363,600 Land $70,000 Building $293,600	$363,600 Land $70,000 Building $293,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 68 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force 60 of 68 on primary residences
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020, other causes
Flood Events	Hurricane Irma (Sep 2017), 2 claims Hurricane Frances (Sep 2004), 3 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 229 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.