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3978 Axis Valley Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3978 Axis Valley Pl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,696 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$409,200 (2024)
Tax Bill$4,962.00 (2025)

Property Details

APN / Parcel Number

Primary APN312631358300011030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,696 sqft Heated Area
Gross Area2,217 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3978 AXIS VALLEY PL
CitySAINT CLOUD
StateFL
Zip34772-7980
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDEER RUN ESTATES PH 2 PB 33 PGS 19-22 LOT 103
Legal Phase2
Legal Lot Number103
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records · APN 312631358300011030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3978 AXIS VALLEY PL, SAINT CLOUD, FL 34772-7980
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2024 · Amount on Record
Deed SaleNov 19, 2024 · Amount on Record
Deed Doc Number2024147732
Deed Book / Page6699 / 748
Record RefreshedJun 08, 2026

November 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 19, 2024
Property Address3978 AXIS VALLEY PL, SAINT CLOUD, FL 34772-7980
Document Number0066990748
Book / Page6699 / 748
Map ReferenceMB 33 PG 19
Instrument DateNov 14, 2024
Instrument2024147732
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,864.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 INDIANA AVE, SAINT CLOUD, FL 34769-2863

Mortgage

Document Number0006699750
DateNov 19, 2024
Instrument6699/750
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,962.00 Homeowner's exemption$347,600 Land $70,000 Building $277,600$347,600 Land $70,000 Building $277,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 229 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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