San Joaquin County property record for 3994 Needham St, Tracy, CA 95377 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,416 sqft · built 2023 |
| Lot Size | 0.225 acres (9,812 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,942 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 251-380-060-000 |
| Primary APN | 251-380-060-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Wood |
| Lot Area | 9,812 sqft (0.225 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3994 NEEDHAM ST |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 TRACY HILLS VILLAGE 11A TRACT NO.4086 |
| Legal Tract | 4086 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 5502 |
Source: San Joaquin County records · APN 251-380-060-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3994 NEEDHAM ST, TRACY, CA 95377-8044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3994 NEEDHAM ST, TRACY, CA 95377 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Title Company | LENNAR TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 60 DESCANSO DR, SAN JOSE, CA 95134-1816 |
| Document Number | 0000050253 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023-050253 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.87% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,942.00 (+96.17%) | $822,830 (+312.51%) Land $312,120 Building $510,710 |
| 2023 | $7,107.00 | $199,467 Land $199,467 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | About 1 in 90 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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