3958 Needham St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3958 Needham St, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,140 sqft · built 2023
Lot Size0.115 acres (5,013 sqft)
Owner2 Individual Names on File
Tax Bill$13,478 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN251-380-030-000

Property Details

APN / Parcel Number

Primary APN251-380-030-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,140 sqft Living Area

Exterior

Year BuiltBuilt 2023
Construction TypeWood
Lot Area5,013 sqft (0.115 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3958 NEEDHAM ST
CityTRACY
StateCA
Zip95377-8044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 TRACY HILLS VILLAGE 11A TRACT NO.4086
Legal Tract4086
Legal Lot Number3
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1026
Census Tract5502

Owner

Source: San Joaquin County records · APN 251-380-030-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3958 NEEDHAM ST, TRACY, CA 95377-8044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3958 NEEDHAM ST, TRACY, CA 95377
Transaction TypeMortgage
Record UpdatedAug 04, 2023
Title CompanyLENNAR TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 NAVARO PL 112, 112, SAN JOSE, CA 95134-2454

Mortgage

Document Number0000050184
DateJun 26, 2023
Instrument2023-050184
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,478.00 (+89.67%)$779,101 (+290.57%) Land $312,120 Building $466,981
2023$7,106.00$199,480 Land $199,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 90% of the US · above 72% of California
Wildfire LikelihoodAbout 1 in 90 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Zinnia NetworksFixed Wireless (unlicensed)200 / 40

May also be available at this address: UnWired Broadband Holding, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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