3994 Modesto Dr, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 3994 Modesto Dr, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,680 sqft · built 2005
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Oct 2025)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`0155-201-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0155-201-07-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,680 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	554 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3994 MODESTO DR
City	SAN BERNARDINO
State	CA
Zip	92404-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4542 LOT 19 TR NO 4542 LOT 19 EX MINERAL RIGHTS WITHOUT SURFACE ENTRY
Legal Subdivision	TRACT NO 4542
Legal Tract	4542
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3009
Census Tract	6101

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 20, 2025	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
May 25, 2022	Intrafamily Transfer, Transfer
Dec 15, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Dec 15, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Dec 15, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2025253595
Prior Transfer Date	Mar 2, 2022
Prior Transfer Doc	0000193279
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947

Mortgage

Document Number	0000154975
Date	Jun 23, 2023
Instrument	2023-0154975

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 20, 2025
Property Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000253595
Map Reference	MB 57 PG 46
Instrument Date	Sep 10, 2025
Instrument	2025-0253595
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947

Mortgage

Document Number	0000253596
Date	Oct 20, 2025
Instrument	2025-0253596

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 25, 2022
Property Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000193279
Map Reference	MB 57 PG 46
Instrument Date	Mar 2, 2022
Instrument	2022-0193279
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 15, 2020
Property Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000509854
Instrument Date	Nov 18, 2020
Instrument	509854
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3994 MODESTO DR SAN BERNARDINO CA 924041947, SAN BERNARDINO, CA 92404-1947

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 15, 2020
Property Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000509855
Instrument Date	Oct 27, 2020
Instrument	509855
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3994 MODESTO DR SAN BERNARDINO CA 924041947, SAN BERNARDINO, CA 92404-1947

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 15, 2020
Property Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000509856
Map Reference	MB 57 PG 46
Instrument Date	Oct 27, 2020
Instrument	2020-0509856
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3994 MODESTO DR, SAN BERNARDINO, CA 92404-1947

Mortgage

Document Number	0000509857
Date	Dec 15, 2020
Instrument	2020-0509857

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,000 (+41.43%) Land $185,000 Building $435,000
2025	$3,454.00 (+1.92%) Homeowner's exemption Disabled Person's exemption	$438,385 (+4.04%) Land $131,516 Building $306,869
2023	$3,389.00 (-3.01%) Homeowner's exemption	$421,362 Land $126,409 Building $294,953
2022	$3,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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