3965 Modesto Dr, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 3965 Modesto Dr, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,408 sqft · built 2012
Lot Size	0.192 acres (8,370 sqft)
Owner	Individual Name on Record
Last Sale	$378,000 (Jun 2020)
Tax Bill	$5,233 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`0155-202-13-0000`

Property Details

APN / Parcel Number

Primary APN	`0155-202-13-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,370 sqft (0.192 acres)
Lot Dimensions	135 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	200 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3965 MODESTO DR
City	SAN BERNARDINO
State	CA
Zip	92404-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4542 LOT 30 TR NO 4542 LOT 30 EX MINERAL RIGHTS WITHOUT SURFACE ENTRY
Legal Subdivision	TRACT NO 4542
Legal Tract	4542
Legal Block	3
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3014
Census Tract	6101

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6120 HOOPER AVE, 4, LOS ANGELES, CA 90001-1273
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 6, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	2020186726
Last Transfer Date	Dec 15, 2024
Transfer Doc	0000012861
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3965 MODESTO DR, SAN BERNARDINO, CA 92404-1946
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 MODESTO DR, SAN BERNARDINO, CA 92404-1946

Mortgage

Document Number	0000235162
Date	May 21, 2021
Instrument	2021-0235162

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 5, 2020
Property Address	3965 MODESTO DR, SAN BERNARDINO, CA 92404-1946
Document Number	0000186726
Map Reference	MB 57 PG 46
Instrument Date	Feb 6, 2020
Instrument	2020-0186726
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 MODESTO DR, SAN BERNARDINO, CA 92404-1946

Mortgage

Document Number	0000186727
Date	Jun 5, 2020
Instrument	2020-0186727

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 6, 2017
Property Address	3965 MODESTO DR, SAN BERNARDINO, CA 92404-1946
Document Number	0000097431
Map Reference	MB57 PG46
Instrument Date	Mar 6, 2017
Instrument	2017-0097431
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3965 MODESTO DR, SAN BERNARDINO, CA 92404-1946

Mortgage

Document Number	0000097432
Date	Mar 6, 2017
Instrument	2017-0097432

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,600 (+43.11%) Land $178,500 Building $413,100
2025	$5,233.00 (+4.79%) Homeowner's exemption	$413,399 (+4.04%) Land $124,020 Building $289,379
2023	$4,994.00 (-0.18%) Homeowner's exemption	$397,346 Land $119,204 Building $278,142
2022	$5,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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