3994 E Ortega St, San Luis, AZ 85336 Property Records

Yuma County property record for 3994 E Ortega St, San Luis, AZ 85336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 2019
Lot Size	0.142 acres (6,202 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Apr 2019)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`777-62-010`

Property Details

APN / Parcel Number

Primary APN	`777-62-010`
Alternative APN	`R0098640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,895 sqft
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,202 sqft (0.142 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0098640
Street Address	3994 E ORTEGA ST
City	SAN LUIS
State	AZ
Zip	85336-0772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: SANTA CECILIA NO 2 LOT: 173 SECTION: 10 TOWNSHIP: 11S RANGE: 24W
Legal Range	24W
Legal Township	11S
Legal Section	10
Legal Subdivision	SANTA CECILIA NO 2
Legal Lot Number	173
Jurisdiction	YUMA AZ
Township / Civil Division	SOMERTON
Census Block Group	1
Census Block	1105
Census Tract	11801

Owner

3994 E Ortega St is owned by an individual who bought it in April 2019.

Source: Yuma County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 13844, SAN LUIS, AZ 85349-6918
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 8, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Apr 25, 2019	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Deed Document Number	201910458
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	3994 E ORTEGA ST, SAN LUIS, AZ 85336-0772
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 E ORTEGA ST, SAN LUIS, AZ 85336-0772

Mortgage

Document Number	0000001868
Date	Jan 25, 2023
Instrument	2023-01868

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YUMA AZ
Property Address	3994 E ORTEGA ST, SAN LUIS, AZ 85336-0772
Document Number	0000027875
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 E ORTEGA ST SAN LUIS AZ 853360772, SAN LUIS, AZ 85336-0772

Mortgage

Document Number	0000027875
Date	Sep 17, 2020
Instrument	27875

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Apr 25, 2019
Property Address	3994 E ORTEGA ST, SAN LUIS, AZ 85336-0772
Document Number	0000010458
Map Reference	MB 29 PG 73&74
Instrument Date	Apr 15, 2019
Instrument	2019-10458
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	BLUEINK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1649, SAN LUIS, AZ 85349-1649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 13844, SAN LUIS, AZ 85349-6918

Mortgage

Document Number	0000010459
Date	Apr 25, 2019
Instrument	2019-10459

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3994 E Ortega St was $1,702.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	San Luis City
Elementary School District	Somerton Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,929 Land $3,851 Building $12,078	$219,231 Land $53,000 Building $166,231
2025	$1,702.00
2023	$1,572.00	$13,760 Land $3,322 Building $10,438	$157,385 Land $38,000 Building $119,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3994 E Ortega St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3994 E Ortega St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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