3978 E Ortega St, San Luis, AZ 85336 Property Records

Yuma County property record for 3978 E Ortega St, San Luis, AZ 85336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,175 sqft · built 2019
Lot Size	0.149 acres (6,515 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Apr 2019)
Tax Bill	$1,252 (2023)
Deeds & Mortgages	Aug 2020 Loan Modification Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`777-62-008`

Property Details

APN / Parcel Number

Primary APN	`777-62-008`
Alternative APN	`R0098638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,175 sqft Total Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,515 sqft (0.149 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0098638
Street Address	3978 E ORTEGA ST
City	SAN LUIS
State	AZ
Zip	85336-0772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: SANTA CECILIA NO 2 LOT: 171 SECTION: 10 TOWNSHIP: 11S RANGE: 24W
Legal Range	24W
Legal Township	11S
Legal Section	10
Legal Subdivision	SANTA CECILIA NO 2
Legal Lot Number	171
Jurisdiction	YUMA AZ
Township / Civil Division	SOMERTON
Census Block Group	1
Census Block	1105
Census Tract	11801

Owner

3978 E Ortega St is owned by an individual who bought it in April 2019.

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 9643, SAN LUIS, AZ 85349-6848
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Apr 9, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Prior Sale	Apr 9, 2019
Deed Document Number	2019-08781
Record Updated	Jun 7, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YUMA AZ
Property Address	3978 E ORTEGA ST, SAN LUIS, AZ 85336-0772
Document Number	0000027770
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 E ORTEGA ST SAN LUIS AZ 853360772, SAN LUIS, AZ 85336-0772

Mortgage

Document Number	0000027770
Date	Sep 16, 2020
Instrument	27770

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Apr 9, 2019
Property Address	3978 E ORTEGA ST, SAN LUIS, AZ 85336-0772
Document Number	0000008781
Map Reference	MB 29 PG 73&74
Instrument Date	Mar 26, 2019
Instrument	2019-08781
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	BLUEINK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8156, SAN LUIS, AZ 85349-6823

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 9643, SAN LUIS, AZ 85349-6848

Mortgage

Document Number	0000008782
Date	Apr 9, 2019
Instrument	2019-08782

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Apr 9, 2019
Property Address	3978 E ORTEGA ST, SAN LUIS, AZ 85336-0772
Document Number	0000008780
Instrument Date	Mar 22, 2019
Instrument	8780
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8156 SAN LUIS AZ 853496823, SAN LUIS, AZ 85349-6823

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	San Luis City
Elementary School District	Somerton Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,252.00	$12,825 Land $3,325 Building $9,500	$146,552 Land $38,000 Building $108,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3978 E Ortega St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3978 E Ortega St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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