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  5. River Rd

3991 River Rd, Iron, MN 55751 Property Records

St. Louis County property record for 3991 River Rd, Iron, MN 55751

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,244 sqft · built 2000
Lot Size14.1 acres (615,938 sqft)
Owner2 Individual Names on Record
Last Sale$388,000 (Feb 2025)
Tax Bill$3,068 (2026)
Deeds & MortgagesJul 2023 Mortgage
Jul 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN290-0010-04180

Property Details

APN / Parcel Number

Primary APN290-0010-04180
Alternative APNs
  • 1179544
  • 1151581
  • 886967

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,244 sqft Gross Area
1st Floor Area1,244 sqft
Basement Area622 sqft
Finished Basement622 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleSplit Foyer
Exterior MaterialBlock
Construction TypeFrame
Lot Area615,938 sqft (14.1 acres)
Garage Area1,904 sqft
Deck Area136 sqft
Storage Building64 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelWood

Location & Zoning

Account Number1179544
Street Address3991 RIVER RD
CityIRON
StateMN
Zip55751-8044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionNLY 520 FT OF NW1/4 OF SW1/4 EX THATPART W OF WEST TWO RIVER AND EX THATPART LYING E OF COUNTY RD #784 SERIAL #
Legal Range19W
Legal Township57N
Legal Section24
Legal SubdivisionCHERRY TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionCHERRY
Census Block Group1
Census Block1159
Census Tract12700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3991 RIVER RD, IRON, MN 55751-8044
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 19, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 30, 2023Redemption Deed, Transfer
Jan 27, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 27, 2022Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Prior SaleJul 19, 2023 · Amount on Record
Deed Document Number20251505793
Prior Transfer DateJan 25, 2023
Prior Transfer Doc0001461007
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3991 RIVER RD, IRON, MN 55751-8044
Transaction TypeMortgage
Record UpdatedAug 25, 2023
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001470319
DateJul 19, 2023
Instrument1470319
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueAug 1, 2033

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 19, 2023
Property Address3991 RIVER RD, IRON, MN 55751-8044
Document Number0001470317
Instrument DateJul 6, 2023
Instrument1470317
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyGIBRALTAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,072.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2613 LEROY RD, EVELETH, MN 55734-8581

Mortgage

Document Number0001470318
DateJul 19, 2023
Instrument1470318
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

January 2023: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionST LOUIS MN
Recording DateJan 30, 2023
Property Address3991 RIVER RD, IRON, MN 55751-8044
Document Number0001461069
Instrument DateJan 27, 2023
Instrument1461069
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRedemption Amount
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address205 W 4TH ST # ST500, ST500, CINCINNATI, OH 45202-2628

Transferred To (Grantee/Buyer)

NameVerified Name
Address1268 WALSH RD, ELY, MN 55731-8029

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJan 27, 2023
Property Address3991 RIVER RD, IRON, MN 55751-8044
Document Number0001461007
Instrument DateJan 25, 2023
Instrument1461007
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1268 WALSH RD, ELY, MN 55731-8029

July 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionST LOUIS MN
Recording DateJul 27, 2022
Property Address3991 RIVER RD, IRON, MN 55751-8044
Document Number0001448424
Instrument DateJul 27, 2022
Instrument1448424
Transaction TypeForeclosure
Record UpdatedMar 2, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3991 RIVER RD, IRON, MN 55751-8044

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 W 4TH ST STE 500, 500, CINCINNATI, OH 45202-4812

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCherry Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,068.00 (+16.48%) Homeowner's exemption
2025$2,634.00 (+5.95%) Homeowner's exemption$373,900 (+9.78%) Land $34,400 Building $339,500$373,900 (+9.78%) Land $34,400 Building $339,500
2024$2,486.00 (+8.56%)$340,600 (+35.16%) Land $38,300 Building $302,300$340,600 (+35.16%) Land $38,300 Building $302,300
2023$2,290.00 Homeowner's exemption
2022$252,000 (+7.6%) Land $30,400 Building $221,600$252,000 (+7.6%) Land $30,400 Building $221,600
2021$234,200 Land $28,800 Building $205,400$234,200 Land $28,800 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber		1,000 / 1,000

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