St. Louis County property record for 3961 River Rd, Iron, MN 55751 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,204 sqft · built 1979 |
| Lot Size | 15.6 acres (679,972 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Dec 2004) |
| Tax Bill | $3,436 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0010-04186 |
| Primary APN | 290-0010-04186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Gross Area |
| 1st Floor Area | 216 sqft |
| Basement Area | 1,084 sqft |
| Finished Basement | 1,084 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 679,972 sqft (15.6 acres) |
| Garage Area | 1,396 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 312 sqft |
| Gazebo | 121 sqft |
| Storage Building | 120 sqft |
| Pole Barn | 2,520 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Wood |
| Account Number | 772890 |
|---|---|
| Street Address | 3961 RIVER RD |
| City | IRON |
| State | MN |
| Zip | 55751-8044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 800 FT OF NW1/4 OF SW1/4 EX THATPART LYING W OF WEST TWO RIVER AND EXPART OF N1/2 OF SAID FORTY LYING E OFCOUNTY RD #784 |
| Legal Range | 19W |
| Legal Township | 57N |
| Legal Section | 24 |
| Legal Subdivision | CHERRY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CHERRY |
| Census Block Group | 1 |
| Census Block | 1159 |
| Census Tract | 12700 |
Source: St. Louis County records · APN 290-0010-04186
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3961 RIVER RD, IRON, MN 55751-8044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU |
| Jan 30, 2023 | Redemption Deed, Transfer |
| Jan 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HIBBING COOPERATIVE CU |
| Aug 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HIBBING COOPERATIVE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2004 · Amount on Record |
| Deed Sale | Dec 06, 2004 · Amount on Record |
| Deed Document Number | 2004965918 |
| Last Transfer Date | Jan 25, 2023 |
| Transfer Doc | 0001461007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3961 RIVER RD, IRON, MN 55751-8044 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001427003 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 1427003 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 30, 2023 |
| Property Address | 3961 RIVER RD, IRON, MN 55751-8044 |
| Document Number | 0001461069 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 1461069 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Redemption Amount |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 W 4TH ST # ST500, ST500, CINCINNATI, OH 45202-2628 |
| Name | Verified Name |
|---|---|
| Address | 1268 WALSH RD, ELY, MN 55731-8029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 27, 2023 |
| Property Address | 3961 RIVER RD, IRON, MN 55751-8044 |
| Document Number | 0001461007 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 1461007 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1268 WALSH RD, ELY, MN 55731-8029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3961 RIVER RD, IRON, MN 55751-8044 |
| Document Number | 00A1355614 |
| Instrument Date | May 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 00A1355614 |
|---|---|
| Date | May 30, 2019 |
| Instrument | A1355614 |
| Name | HIBBING COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | HIBBING, MN 55746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 29, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3961 RIVER RD, IRON, MN 55751-8044 |
| Document Number | 00A1315447 |
| Instrument Date | Aug 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 00A1315447 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | A1315447 |
| Name | HIBBING COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | HIBBING, MN 55746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 14, 2027 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cherry Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,436.00 (+11.49%) Homeowner's exemption | ||
| 2025 | $3,082.00 (+7.39%) Homeowner's exemption | $409,000 (+6.34%) Land $40,000 Building $369,000 | $409,000 (+6.34%) Land $40,000 Building $369,000 |
| 2024 | $2,870.00 | $384,600 (+35.52%) Land $44,900 Building $339,700 | $384,600 (+35.52%) Land $44,900 Building $339,700 |
| 2022 | $283,800 Land $34,900 Building $248,900 | $283,800 Land $34,900 Building $248,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370127001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Telephone Company | Fiber | 1,000 / 1,000 |
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