3991 Ordinary Loop, Hayes, VA 23072 Property Records

Gloucester County property record for 3991 Ordinary Loop, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,813 sqft · built 2013
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Apr 2024)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44095`

Property Details

APN / Parcel Number

Primary APN	`44095`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,813 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.23 acres)
Garage Area	661 sqft
Porch	Open Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3991 ORDINARY LOOP
City	HAYES
State	VA
Zip	23072-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	BEDFORD FALLS, PHASE 2, LOT 37
Legal Subdivision	PLAT: PB26 187
Legal Phase	2
Legal Lot Number	37
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1018
Census Tract	100302

Owner

Source: Gloucester County records · APN 44095

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3991 ORDINARY LOOP, HAYES, VA 23072-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2024 · Amount on Record
Deed Sale	Apr 01, 2024 · Amount on Record
Prior Sale	Mar 22, 2016 · Amount on Record
Deed Document Number	ID 2401114
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 01, 2024
Property Address	3991 ORDINARY LOOP, HAYES, VA 23072-2955
Document Number	0240001114
Instrument Date	Mar 29, 2024
Instrument	240001114
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3991 ORDINARY LOOP, HAYES, VA 23072-2955

Mortgage

Document Number	0240001115
Date	Apr 01, 2024
Instrument	240001115

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3991 ORDINARY LOOP, HAYES, VA 23072-2955
Transaction Type	Mortgage
Record Updated	Nov 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005589
Date	Oct 18, 2022
Instrument	220005589

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Apr 01, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+5.32%)	$329,030 (-) Land $72,010 Building $257,020	$329,030 (-) Land $72,010 Building $257,020
2024	$1,918.00	$329,030 (-) Land $72,010 Building $257,020	$329,030 (-) Land $72,010 Building $257,020
2023	$1,918.00 (+18.03%)	$329,030 (+46.78%) Land $72,010 Building $257,020	$329,030 (+46.78%) Land $72,010 Building $257,020
2022	$1,625.00	$224,170 Land $47,950 Building $176,220	$224,170 Land $47,950 Building $176,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Based on FCC filings for 198 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ordinary Loop

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