Clay County property record for 3991 Lightning Ln, Middleburg, FL 32068 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2002 |
| Square Footage | 3,424 sqft Living Area |
| Lot Size | 312,325 sqft (7.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2017) |
| Tax Bill | $5,953.00 (2025) |
| Primary APN | 01-06-24-006799-011-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 3,424 sqft Living Area |
| Gross Area | 4,504 sqft Gross Area |
| 1st Floor | 2,836 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 312,325 sqft (7.17 acres) |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Patio Area | 64 sqft Patio |
| Porch Area | 824 sqft Porch |
| Storage Building | 80 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3991 LIGHTNING LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7345 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 OF NE1/4 S1T6R24 & 2/15 INT IN LIGHTNING LANE AS REC OR 4845 PG 1816 |
| Legal Range | 24E |
| Legal Township | 06S |
| Legal Section | 01 |
| Jurisdiction | CLAY FL |
| Minor Civil Division | PENNEY FARMS |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 31201 |
Source: Clay County records · APN 01-06-24-006799-011-00
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3991 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 20, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage RP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2017 · Amount on Record |
| Deed Sale | Apr 20, 2017 · Amount on Record |
| Prior Sale | Jul 25, 2005 · Amount on Record |
| Deed Doc Number | 201719907 |
| Deed Book / Page | 3964 / 1685 |
| Prior Transfer Date | Jan 05, 2000 |
| Prior Transfer Doc | 0000001895 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 14, 2026 |
| Property Address | 3991 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Document Number | 0000023743 |
| Book / Page | 5045 / 1339 |
| Instrument Date | May 08, 2026 |
| Instrument | 202623743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3991 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Document Number | 0000023743, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 5045/1339 |
| Instrument | 202623743 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jan 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 02, 2026 |
| Property Address | 3991 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Document Number | 0000026536 |
| Book / Page | 5050 / 1558 |
| Instrument Date | May 08, 2026 |
| Instrument | 202626536 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3991 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Document Number | 0000026536, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 5050/1558 |
| Instrument | 202626536 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jan 01, 2055 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 20, 2017 |
| Property Address | 3991 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Document Number | 0039641685 |
| Book / Page | 3964 / 1685 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 2017019907 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15480 LAGUNA CANYON RD # RD100, 15480, IRVINE, CA 92618-2132 |
| Name | Verified Name |
|---|---|
| Address | 3991 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Document Number | 2017019908 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 2017019908 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,953.00 (+20.82%) | $430,505 (+22.08%) | $609,956 (+1.32%) Land $78,870 Building $531,086 |
| 2023 | $4,927.00 (+2.56%) Homeowner's exemption Disabled Person's exemption | $352,641 (+3%) | $602,006 (+19.15%) Land $78,870 Building $523,136 |
| 2022 | $4,804.00 Homeowner's exemption Disabled Person's exemption | $342,370 | $505,232 Land $78,870 Building $426,362 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 585 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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