Clay County property record for 3969 Lightning Ln, Middleburg, FL 32068 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,050 sqft Heated Area |
| Lot Size | 98,881 sqft (2.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $63,000 (1988) |
| Tax Bill | $845.00 (2025) |
| Primary APN | 01-06-24-006799-010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,050 sqft Heated Area |
| Gross Area | 2,648 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Wood Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 98,881 sqft (2.27 acres) |
| Fence | Fence |
| Porch | 1 Porch |
| Porch Area | 428 sqft Porch |
| Cooling System | None Cooling |
|---|
| Street Address | 3969 LIGHTNING LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7345 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF S 1/2 OF N 1/2 AS REC OR 1167 PG 375 |
| Legal Range | 24 |
| Legal Township | 06 |
| Legal Section | 01 |
| Jurisdiction | CLAY FL |
| Minor Civil Division | PENNEY FARMS |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 31201 |
Source: Clay County records · APN 01-06-24-006799-010-00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3969 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 1988 · Amount on Record |
| Deed Sale | Aug 12, 1988 · Amount on Record |
| Deed Doc Number | 0001167375 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3969 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0043961506 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 4396/1506 |
| Instrument | 2020069095 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3969 LIGHTNING LN, MIDDLEBURG, FL 32068-7345 |
| Document Number | 0042430678 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3969 LIGHTNING LN MIDDLEBURG FL 320687345, MIDDLEBURG, FL 32068-7345 |
| Document Number | 0042430678 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 004243/000678 |
| Instrument | 56176 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 20, 2034 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (-22.76%) Homeowner's exemption | $95,610 (+5.99%) | $168,595 (-0.57%) Land $56,750 Building $111,845 |
| 2023 | $1,094.00 (+16.14%) Homeowner's exemption | $90,210 (+3%) | $169,561 (+27.01%) Land $56,750 Building $112,811 |
| 2022 | $942.00 Homeowner's exemption | $87,583 | $133,506 Land $40,860 Building $92,646 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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