San Diego County property record for 3991 Cameo Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1973 |
| Lot Size | 0.69 acres (3,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Feb 2013) |
| Tax Bill | $3,492 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-593-22-00 |
| Primary APN | 166-593-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,000 sqft (0.69 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3991 CAMEO DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 45 TR 006829 |
| Legal Subdivision | ALTA VISTA ACRES |
| Legal Tract | 006829 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18517 |
3991 Cameo Dr is owned and occupied by two individuals who bought it in February 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3991 CAMEO DR, OCEANSIDE, CA 92056-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC COAST HOME MORTGAGE PACIFIC COAST HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2013 · Amount on File |
| Deed Sale | Feb 6, 2013 · Amount on File |
| Prior Sale | Sep 26, 2012 · Amount on File |
| Deed Document Number | 201382814 |
| Prior Transfer Date | Nov 27, 2012 |
| Prior Transfer Doc | 0000749766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3991 CAMEO DR, OCEANSIDE, CA 92056-3336 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3991 CAMEO DR, OCEANSIDE, CA 92056-3336 |
| Document Number | 0000255200 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-0255200 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3991 CAMEO DR, OCEANSIDE, CA 92056-3336 |
| Document Number | 0000431420 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3991 CAMEO DR OCEANSIDE CA 920563336, OCEANSIDE, CA 92056-3336 |
| Document Number | 0000431420 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 431420 |
| Name | PACIFIC COAST HOME MORTGAGE PACIFIC COAST HOME MORTGAGE |
|---|---|
| Type | Bank |
| Address | OCEANSIDE, CA 92054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2047 |
The 2025 property tax bill for 3991 Cameo Dr was $3,492.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $314,000 (+2%) Land $234,984 Building $79,016 | |
| 2025 | $3,492.00 | $307,844 Land $230,377 Building $77,467 |
| 2023 | $3,320.00 (+1.53%) | $295,892 Land $221,432 Building $74,460 |
| 2022 | $3,270.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3991 Cameo Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3991 Cameo Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Western tribal government · serves 296 people · EPA ID 090605008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, Verizon.
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