3990 Summer Pointe Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3990 Summer Pointe Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,299 sqft · built 2023
OwnerIndividual Name on File
Tax Bill$4,408 (2025)
Deeds & MortgagesDec 2023 Construction Loan
May 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN2-07-2-03-33-0-00016-00

Property Details

APN / Parcel Number

Primary APN2-07-2-03-33-0-00016-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,299 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle

Location & Zoning

Street Address3990 SUMMER POINTE DR
CityOLIVE BRANCH
StateMS
Zip38654-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionNBHD BELLE POINTE SEC B LOT 16
Legal Lot Number16
JurisdictionDESOTO MS
Township / Civil Division2
Census Block Group2
Census Block2000
Census Tract70631

Owner

3990 Summer Pointe Dr is owned and occupied by an individual who acquired it in May 2024.

Source: DeSoto County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3990 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Deed of Trust, Mortgage · Construction Mortgage
TRUSTMARK NATIONAL BANK
May 17, 2024Warranty Deed, Subdivision Related Transfer · Line of Credit
THE BANK OF HOLLY SPRING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2024
Deed SaleMay 17, 2024
Deed Document Number0010248746
Deed Book / Page1024 / 8746
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3990 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5740 GETWELL RD, SOUTHAVEN, MS 38672-6346
InvestorPossibly a Property Investor

Mortgage

Document Number5660/111114
DateDec 5, 2023
Book Page5660/111114
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39205
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term18 Months
DueJun 10, 2025
Interest
Rate TypeAdjustable Rate

May 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 17, 2024
Property Address3990 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509
Document Number01024/8746
Book / Page1024 / 8746
Map ReferenceMB 149 PG 4
Instrument DateMay 16, 2024
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5740 GETWELL RD # RD8B, RD8B, SOUTHAVEN, MS 38672-6346

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3990 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509

Mortgage

Document Number0566146046
DateMay 17, 2024
Instrument5661/46046
Lender
NameTHE BANK OF HOLLY SPRING
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueMay 16, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3990 Summer Pointe Dr was $4,408.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,408.00$45,569 Land $5,000 Building $40,569$455,691 Land $50,000 Building $405,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3990 Summer Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3990 Summer Pointe Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 73% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000

May also be available: Brightspeed.

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