3974 Summer Pointe Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3974 Summer Pointe Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,180 sqft · built 2022
Lot Size	0.742 acres (32,316 sqft)
Owner	Individual Name on File
Last Sale	$279,300 (Jun 2026)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-07-2-03-32-0-00008-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-2-03-32-0-00008-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,180 sqft Adjusted Area
1st Floor Area	1,876 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	32,316 sqft (0.742 acres)

Location & Zoning

Street Address	3974 SUMMER POINTE DR
City	OLIVE BRANCH
State	MS
Zip	38654-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NBHD BELLE POINTE SEC A LOT 8
Legal Range	007
Legal Township	02S
Legal Section	03
Legal Subdivision	THE NEIGHBORHOOD AT BELLE POINTE SEC A
Legal Lot Number	8
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	70631

Owner

3974 Summer Pointe Dr is owned and occupied by an individual who bought it in June 2026.

Source: DeSoto County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3974 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Jul 6, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jul 6, 2022
Deed Document Number	2026
Deed Book / Page	1026 / 10085
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 10, 2026
Property Address	3974 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509
Document Number	1026/10085
Book / Page	1026 / 10085
Instrument Date	Jun 4, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509
Investor	Possibly a Property Investor

Mortgage

Document Number	5663064570,
Date	Jun 10, 2026
Book Page	5663/64570

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 6, 2022
Property Address	3974 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509
Document Number	0001003/64
Book / Page	1003 / 64
Map Reference	MB 138 PG 28
Instrument Date	Jun 3, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5740 GETWELL RD # RD8B, RD8B, SOUTHAVEN, MS 38672-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3974 SUMMER POINTE DR, OLIVE BRANCH, MS 38654-2509

Mortgage

Document Number	0005563166
Date	Jul 6, 2022
Instrument	5563/166

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3974 Summer Pointe Dr was $4,515.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,515.00	$41,585 Land $5,000 Building $36,585	$415,850 Land $50,000 Building $365,850
2023	$3,852.00	$30,423	$304,227 Land $50,000 Building $254,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3974 Summer Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3974 Summer Pointe Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed.

Nearby Properties on Summer Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures