3990 Howard Ln, Loomis, CA 95650 Property Records

Placer County property record for 3990 Howard Ln, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,007 sqft · built 1963
Lot Size	0.683 acres (29,759 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2019)
Tax Bill	$4,186 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-123-037-000`

Property Details

APN / Parcel Number

Primary APN	`044-123-037-000`
Alternative APN	`044-123-037`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,007 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	29,759 sqft (0.683 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	044-123-037
Street Address	3990 HOWARD LN
City	LOOMIS
State	CA
Zip	95650-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	FR SEC 9 11 7
Legal Subdivision	SAUNDERS COLONY
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1026
Census Tract	21203

Owner

3990 Howard Ln is owned and occupied by two individuals who bought it in January 2019.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3990 HOWARD LN, LOOMIS, CA 95650-9219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 14, 2019	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 14, 2019	Affidavit of Death, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Deed Document Number	20192210
Prior Transfer Date	Apr 5, 2013
Prior Transfer Doc	0000035619
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3990 HOWARD LN, LOOMIS, CA 95650-9219
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 HOWARD LN, LOOMIS, CA 95650-9219

Mortgage

Document Number	0000111772
Date	Oct 6, 2020
Instrument	2020-0111772

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3990 HOWARD LN, LOOMIS, CA 95650-9219
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 HOWARD LN, LOOMIS, CA 95650-9219

Mortgage

Document Number	0000144971
Date	Nov 29, 2021
Instrument	2021-0144971

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 14, 2019
Property Address	3990 HOWARD LN, LOOMIS, CA 95650-9219
Document Number	0000002210
Instrument Date	Jan 12, 2019
Instrument	2019-0002210
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4021 HUNTER OAKS LN, LOOMIS, CA 95650-9280

Mortgage

Document Number	0000002211
Date	Jan 14, 2019
Instrument	2019-0002211

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Jan 14, 2019
Property Address	3990 HOWARD LN, LOOMIS, CA 95650-9219
Document Number	0000002209
Instrument Date	Jan 9, 2019
Instrument	2209
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3990 HOWARD LN LOOMIS CA 956509219, LOOMIS, CA 95650-9219

Tax Assessment & Valuation

The 2025 property tax bill for 3990 Howard Ln was $4,186.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,505 (+2%) Land $136,537 Building $413,968
2025	$4,186.00 Disabled Person's exemption Veteran's exemption	$539,711 Land $133,860 Building $405,851
2023	$4,204.00 (-1.68%) Disabled Person's exemption Veteran's exemption	$518,756 Land $128,663 Building $390,093
2022	$4,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3990 Howard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3990 Howard Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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