3990 Ann St, Loris, SC 29569 Property Records

Horry County property record for 3990 Ann St, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,014 sqft · built 1971
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Mar 2007)
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`186-04-02-0014`

Property Details

APN / Parcel Number

Primary APN	`186-04-02-0014`
Alternative APN	`0481105007`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Deck Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	96 sqft
Utility Building	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3990 ANN ST
City	LORIS
State	SC
Zip	29569-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3990 ANN ST
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2031
Census Tract	20202

Owner

3990 Ann St is owned and occupied by an individual who bought it in March 2007.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3990 ANN ST, LORIS, SC 29569-3210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK
Jul 11, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2007 · Amount on File
Deed Sale	Mar 29, 2007 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Document Number	200746225
Deed Book / Page	3232 / 2092
Prior Transfer Date	Jan 21, 2000
Prior Transfer Doc	02227/0998
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	3990 ANN ST, LORIS, SC 29569-3210
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 ANN ST, LORIS, SC 29569-3210

Mortgage

Document Number	64350000000192
Date	Aug 18, 2021
Book Page	0000006435/0000000192

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	3990 ANN ST, LORIS, SC 29569-3210
Document Number	6178/0778
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 ANN ST LORIS SC 295693210, LORIS, SC 29569-3210

Mortgage

Document Number	6178/0778
Date	Feb 10, 2020
Book Page	006178/000778

Lender

Name	UNITED CMNTY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 9, 2040

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HORRY SC
Recording Date	Jul 11, 2017
Property Address	3990 ANN ST, LORIS, SC 29569-3210
Document Number	4024/2355
Book / Page	004024 / 002355
Instrument Date	Jul 10, 2017
Instrument	78681
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3990 ANN ST LORIS SC 295693210, LORIS, SC 29569-3210

Tax Assessment & Valuation

The 2025 property tax bill for 3990 Ann St was $1,022.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Loris City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00		$220,672 (-) Land $57,281 Building $163,391
2024	$1,022.00 (+10.49%)	$13,240 (+216.67%) Land $3,437 Building $9,803	$220,672 (+101.49%) Land $57,281 Building $163,391
2023	$925.00	$4,181 Land $657 Building $3,524	$109,520 Land $16,620 Building $92,900
2021	$727.00	$6,571 Land $997 Building $5,574	$109,520 Land $16,620 Building $92,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3990 Ann St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3990 Ann St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ann St

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