3960 Ann St, Loris, SC 29569 Property Records

Horry County property record for 3960 Ann St, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,529 sqft · built 1977
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$154,156 (Sep 2020)
Tax Bill	$879 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`186-04-02-0015`

Property Details

APN / Parcel Number

Primary APN	`186-04-02-0015`
Alternative APN	`0481105008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,529 sqft Living Area

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.539 acres)
Lot Depth	9,018 ft Depth
Garage Type	Carport
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	0481105008
Street Address	3960 ANN ST
City	LORIS
State	SC
Zip	29569-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3960 ANN ST; FOREST ACRES LT 20
Legal Subdivision	FOREST ACRES
Legal Lot Number	20
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2031
Census Tract	20202

Owner

3960 Ann St is owned and occupied by two individuals who bought it in September 2020.

Source: Horry County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3960 ANN ST, LORIS, SC 29569-3210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 18, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Jul 28, 2003 · Amount on File
Deed Document Number	0043442076
Deed Book / Page	4344 / 2076
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	3960 ANN ST, LORIS, SC 29569-3210
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 ANN ST, LORIS, SC 29569-3210

Mortgage

Document Number	63420000001831
Date	Feb 19, 2021
Book Page	0000006342/0000001831

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 18, 2020
Property Address	3960 ANN ST, LORIS, SC 29569-3210
Document Number	4344/2076
Book / Page	004344 / 002076
Instrument Date	Sep 17, 2020
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 ANN ST LORIS SC 295693210, LORIS, SC 29569-3210

Tax Assessment & Valuation

The 2025 property tax bill for 3960 Ann St was $879.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Loris City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00		$233,494 (-) Land $56,186 Building $177,308
2024	$879.00 (+17.51%)	$9,339 (+49.83%) Land $2,247 Building $7,092	$233,494 (+49.84%) Land $56,186 Building $177,308
2023	$748.00	$6,233 Land $649 Building $5,584	$155,830 Land $16,230 Building $139,600
2021	$736.00	$6,233 Land $649 Building $5,584	$155,830 Land $16,230 Building $139,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3960 Ann St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3960 Ann St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures