Elko County property record for 399 W Cedar St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,614 sqft · built 1953 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $405,000 (Jun 2023) |
| Tax Bill | $1,686 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-143-007 |
| Primary APN | 001-143-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 3,468 sqft |
| 1st Floor Area | 1,614 sqft |
| Basement Area | 1,614 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 399 W CEDAR ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SUNSET HEIGHTS SUBDIVISION FILE 75368,AND A PORTION OF,DESC AS FOLLOWS,BEG AT COR 1, WHICH IS ALSO THE NW COR OF SAID,LOT 5, |
| Legal Subdivision | SUNSET HEIGHTS SUBDIVISION |
| Legal Block | 59R |
| Legal Lot Number | 4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 951000 |
399 W Cedar St is owner-occupied and held in a trust since August 2025.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Intrafamily Transfer, Transfer |
| Jun 28, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage GREATER NEVADA LLC |
| Jul 6, 2020 | Grant Deed, Transfer STEWART TITLE |
| Jul 6, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 18, 2023 | Re-recorded Document STEWART TITLE ELKO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on File |
| Deed Sale | Jun 28, 2023 · Amount on File |
| Prior Sale | Apr 18, 2023 · Amount on File |
| Deed Document Number | 2023821061 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 0000854222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 3, 2026 |
| Property Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Document Number | 0000860378 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 860378 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 28, 2023 |
| Property Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Document Number | 0000821061 |
| Map Reference | DOC 818131 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 821061 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | NOT AVAILABLE, WFG NEVADA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,579.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3512 RIDGECREST DR, ELKO, NV 89801-8498 |
| Name | Verified Name |
|---|---|
| Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Document Number | 0000821062 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 821062 |
| Name | GREATER NEVADA LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 6, 2020 |
| Property Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Document Number | 0000770754 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 770754 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 399 W CEDAR ST ELKO NV 898012922, ELKO, NV 89801-2922 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 6, 2020 |
| Property Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Document Number | 0000770753 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 770753 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,341.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Document Number | 0000770755 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 770755 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Apr 18, 2023 |
| Property Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
| Document Number | 0000818131 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 818131 |
| Record Updated | Aug 9, 2023 |
| Title Company | STEWART TITLE ELKO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 3295 E THOROUGHBRED LN, BOISE, ID 83716-7096 |
| Name | Verified Name |
|---|---|
| Address | 399 W CEDAR ST, ELKO, NV 89801-2922 |
The 2026 property tax bill for 399 W Cedar St was $1,686, up 3.1% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,686.00 (+3.06%) | $55,229 (-0.01%) Land $19,950 Building $35,279 | $157,797 (-0.01%) Land $57,000 Building $100,797 |
| 2025 | $1,636.00 (+5.68%) | $55,234 Land $19,950 Building $35,284 | $157,811 Land $57,000 Building $100,811 |
| 2024 | $1,548.00 (+14.5%) | ||
| 2023 | $1,352.00 (+7.99%) | $40,955 (+15.32%) Land $8,750 Building $32,205 | $117,014 (+15.32%) Land $25,000 Building $92,014 |
| 2022 | $1,252.00 | $35,513 Land $8,750 Building $26,763 | $101,466 Land $25,000 Building $76,466 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 399 W Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 399 W Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures