Elko County property record for 374 W Cedar St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,378 sqft · built 1963 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2016) |
| Tax Bill | $1,029 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-141-010 |
| Primary APN | 001-141-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| Gross Area | 1,730 sqft |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Fence | Fence |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 374 W CEDAR ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SUNSET HEIGHTS SUBDIVISION FILE 75368 |
| Legal Subdivision | SUNSET HEIGHTS SUBDIVISION |
| Legal Block | 77R |
| Legal Lot Number | 15 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 951000 |
Source: Elko County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 374 W CEDAR ST, ELKO, NV 89801-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Line of Credit NEVADA AFFORDABLE HOUSING ASST CORP |
| Apr 18, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2019 | Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2016 · Amount on Record |
| Deed Sale | Aug 2, 2016 · Amount on Record |
| Prior Sale | Aug 2, 2016 |
| Deed Document Number | 714312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 374 W CEDAR ST, ELKO, NV 89801-2923 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 374 W CEDAR ST, ELKO, NV 89801-2923 |
| Document Number | 0000816754 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 816754 |
| Name | NEVADA AFFORDABLE HOUSING ASST CORP |
|---|---|
| Type | Government Agency |
| Address | PRESTO, PA 15142 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 374 W CEDAR ST, ELKO, NV 89801-2923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 0000723992 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 723992 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 374 W CEDAR ST, ELKO, NV 89801-2923 |
| Document Number | 0000752443 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 374 W CEDAR ST ELKO NV 898012923, ELKO, NV 89801-2923 |
| Document Number | 0000752443 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 752443 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Elko County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,029.00 (+12.83%) | $41,773 (+46.21%) Land $19,950 Building $21,823 | $119,351 (+46.21%) Land $57,000 Building $62,351 |
| 2023 | $912.00 (+2.93%) | $28,570 (+13.39%) Land $8,750 Building $19,820 | $81,629 (+13.39%) Land $25,000 Building $56,629 |
| 2022 | $886.00 | $25,197 Land $8,750 Building $16,447 | $71,991 Land $25,000 Building $46,991 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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