399 Ruff Rd, Rockmart, GA 30153 Property Records

Polk County property record for 399 Ruff Rd, Rockmart, GA 30153

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 960 sqft · built 2000
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Jan 2026)
Tax Bill	$441 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-089C`

Property Details

APN / Parcel Number

Primary APN	`057-089C`
Alternative APN	`19179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Terrain	High
Porch	Porch
Deck Area	16 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	19179
Street Address	399 RUFF RD
City	ROCKMART
State	GA
Zip	30153-4848
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2000 FLEETWOOD 24X40
Legal Subdivision	LAKEVIEW AREA
Legal Block	89C
Jurisdiction	POLK GA
Township / Civil Division	ROCKMART
Census Block Group	1
Census Block	1034
Census Tract	10700

Owner

399 Ruff Rd, a mobile home, is owned and occupied by an individual who bought it in January 2026.

Source: Polk County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	399 RUFF RD, ROCKMART, GA 30153-4848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Warranty Deed, Transfer NAVY FEDERAL CREDIT UNION
Oct 5, 2020	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	0001936946
Deed Book / Page	1936 / 946
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	Jan 12, 2026
Property Address	399 RUFF RD, ROCKMART, GA 30153-4848
Document Number	0019360946
Book / Page	1936 / 946
Instrument Date	Jan 5, 2026
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 RUFF RD, ROCKMART, GA 30153-4848
Investor	Possibly a Property Investor

Mortgage

Document Number	0001936948
Date	Jan 12, 2026
Instrument	1936/948

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK GA
Recording Date	Oct 5, 2020
Property Address	399 RUFF RD, ROCKMART, GA 30153-4848
Document Number	0017650163
Book / Page	001765 / 000163
Instrument Date	Sep 21, 2020
Instrument	3922
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 RUFF RD ROCKMART GA 301534848, ROCKMART, GA 30153-4848

Mortgage

Document Number	17650166
Date	Oct 5, 2020
Book Page	001765/000166

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 399 Ruff Rd was $441 with a homeowner's exemption.

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$441.00 Homeowner's exemption	$23,681 Land $8,284 Building $15,397	$59,201 Land $20,709 Building $38,492
2023	$383.00 (+1.59%) Homeowner's exemption	$18,160 (+15.75%) Land $6,213 Building $11,947	$45,400 (+15.75%) Land $15,532 Building $29,868
2022	$377.00 Homeowner's exemption	$15,689 Land $4,142 Building $11,547	$39,222 Land $10,354 Building $28,868

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 399 Ruff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 399 Ruff Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: HCI.

Cell Coverage

5G and 4G LTE (outdoors only)

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