Polk County property record for 327 Ruff Rd, Rockmart, GA 30153
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,871 sqft · built 1980 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,427 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-089A |
| Primary APN | 057-089A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,871 sqft Heated Area |
| 1st Floor Area | 2,183 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 696 sqft |
| Porch | Patio |
| Porch Area | 448 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15504 |
|---|---|
| Street Address | 327 RUFF RD |
| City | ROCKMART |
| State | GA |
| Zip | 30153-4848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LL 333 |
| Legal Subdivision | LAKEVIEW AREA |
| Jurisdiction | POLK GA |
| Township / Civil Division | ROCKMART |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10700 |
327 Ruff Rd is owned and occupied by two individuals who acquired it in April 2003.
Source: Polk County records, as of February 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 327 RUFF RD, ROCKMART, GA 30153-4848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK |
| Aug 8, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2003 |
| Deed Sale | Apr 17, 2003 |
| Prior Sale | Apr 17, 2003 · Amount on File |
| Deed Book / Page | 952 / 403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 327 RUFF RD, ROCKMART, GA 30153-4848 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 327 RUFF RD, ROCKMART, GA 30153-4848 |
| Document Number | 0018650000000311 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 0000001865/0000000311 |
| Name | TRUIST BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK GA |
| Recording Date | Aug 8, 2023 |
| Property Address | 327 RUFF RD, ROCKMART, GA 30153-4848 |
| Document Number | 0018650307 |
| Book / Page | 1865 / 307 |
| Instrument Date | Aug 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 RUFF RD, ROCKMART, GA 30153-4848 |
The 2025 property tax bill for 327 Ruff Rd was $2,427 with a homeowner's exemption.
Source: Polk County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,427.00 Homeowner's exemption | $142,152 Land $5,400 Building $136,752 | $355,379 Land $13,500 Building $341,879 |
| 2023 | $1,474.00 (-6.53%) Homeowner's exemption | $75,527 (+15.13%) Land $4,050 Building $71,477 | $188,817 (+15.13%) Land $10,125 Building $178,692 |
| 2022 | $1,577.00 Homeowner's exemption | $65,601 Land $2,700 Building $62,901 | $164,002 Land $6,750 Building $157,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 327 Ruff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2003–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 327 Ruff Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: HCI.
5G and 4G LTE (outdoors only)
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