Washoe County property record for 399 River Flow Dr, Reno, NV 89523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,791 sqft · built 1996 |
| Lot Size | 0.171 acres (7,471 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $610,000 (Jan 2022) |
| Tax Bill | $3,928 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-751-08 |
| Primary APN | 038-751-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Concrete |
| Lot Area | 7,471 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 261 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 73069 |
|---|---|
| Street Address | 399 RIVER FLOW DR |
| City | RENO |
| State | NV |
| Zip | 89523-8934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF8 |
| Legal Description | RIVER PARK 1 LT 36 BLK C |
| Legal Range | 18 |
| Legal Township | 19 |
| Legal Subdivision | RIVER PARK SUBDIVISION 1 |
| Legal Block | C |
| Legal Lot Number | 36 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | VERDI |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 2302 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 360 ASCOT RD, HILLSBOROUGH, CA 94010-7053 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 21, 2022 | Bargain and Sale Deed, Transfer STEWART TITLE COMPANY NV |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 31, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Sale | May 31, 2019 · Amount on Record |
| Deed Document Number | 5270460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jan 21, 2022 |
| Property Address | 399 RIVER FLOW DR, RENO, NV 89523-8934 |
| Document Number | 0005270460 |
| Map Reference | DOC 1743541 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 5270460 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | STEWART TITLE COMPANY NV |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,501.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 360 ASCOT RD, HILLSBOROUGH, CA 94010-7053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 399 RIVER FLOW DR, RENO, NV 89523-8934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST CENTENNIAL TTL RENO MA |
| Name | Verified Name |
|---|
| Document Number | 0005085894 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 5085894 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 31, 2019 |
| Property Address | 399 RIVER FLOW DR, RENO, NV 89523-8934 |
| Document Number | 0004916629 |
| Map Reference | DOC 1743541 MAP 2991 |
| Instrument Date | May 11, 2019 |
| Instrument | 4916629 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | FIRST CENTENNIAL RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,742.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3011 DEER LDG, 3011, MISSOURI CITY, TX 77459-2466 |
| Name | Verified Name |
|---|---|
| Address | 5538 CIRCLE DR, EL SOBRANTE, CA 94803-1502 |
| Document Number | 0004916630 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 4916630 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,928.00 (+16.59%) | $127,694 (+8.99%) Land $50,540 Building $77,154 | $364,841 (+8.99%) Land $144,400 Building $220,441 |
| 2023 | $3,369.00 (+7.95%) | $117,159 (+16.38%) Land $42,945 Building $74,214 | $334,739 (+16.38%) Land $122,700 Building $212,039 |
| 2022 | $3,121.00 | $100,667 Land $38,570 Building $62,097 | $287,620 Land $110,200 Building $177,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1982–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 75% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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