399 Oriole Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 399 Oriole Dr, Stephens City, VA 22655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1985
Lot Size0.25 acres (10,947 sqft)
OwnerIndividual Name on File
Last Sale$304,000 (Dec 2024)
Tax Bill$1,444 (2026)
Deeds & MortgagesJul 2021 Line of Credit
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN75E2-1-7

Property Details

APN / Parcel Number

Primary APN75E2-1-7
Alternative APN
  • 8030257

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area2,576 sqft
1st Floor Area1,176 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,947 sqft (0.25 acres)

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchPorch
Porch Area32 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8030257
Street Address399 ORIOLE DR
CitySTEPHENS CITY
StateVA
Zip22655-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionGREENBRIAR VILLAGE LOT 7
Legal SubdivisionGREENBRIAR
Legal Lot Number7
JurisdictionFREDERICK VA
Township / Civil DivisionOPEQUON
Census Block Group3
Census Block3005
Census Tract50807

Owner

399 Oriole Dr is owned and occupied by an individual who bought it in December 2024.

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address399 ORIOLE DR, STEPHENS CITY, VA 22655-2402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Line of Credit
CITY NATIONAL BANK OF WEST VIRGINIA
Sep 11, 2019Deed of Trust, Mortgage · ARM
CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2024 · Amount on File
Deed SaleDec 6, 2024 · Amount on File
Deed Document Number202411302
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address399 ORIOLE DR, STEPHENS CITY, VA 22655-2402
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012469
DateJul 27, 2021
Instrument210012469
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 16, 2051
Interest
Rate TypeAdjustable Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address399 ORIOLE DR, STEPHENS CITY, VA 22655-2402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009367
DateSep 11, 2019
Instrument190009367
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 399 Oriole Dr was $1,444, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,444.00 (+10.4%)$272,400 Land $88,000 Building $184,400$272,400 Land $88,000 Building $184,400
2025$1,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 399 Oriole Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 399 Oriole Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

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