Frederick County property record for 397 Oriole Dr, Stephens City, VA 22655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,444 sqft · built 1987 |
| Lot Size | 0.25 acres (11,084 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,632 (2026) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 75E2-1-8 |
| Primary APN | 75E2-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 1,444 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,084 sqft (0.25 acres) |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8030258 |
|---|---|
| Street Address | 397 ORIOLE DR |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | GREENBRIAR VILLAGE LOT 8 |
| Legal Subdivision | GREENBRIAR |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | OPEQUON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50807 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 397 ORIOLE DR, STEPHENS CITY, VA 22655-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS |
| Aug 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 397 ORIOLE DR, STEPHENS CITY, VA 22655-2402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000014687 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 220014687 |
| Name | SECRETARY OF VETERANS AFFAIRS |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 397 ORIOLE DR, STEPHENS CITY, VA 22655-2402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012933 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 210012933 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,632.00 (+10.42%) | $307,976 Land $88,000 Building $219,976 | $307,976 Land $88,000 Building $219,976 |
| 2025 | $1,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures