399 Montecito Way, Milpitas, CA 95035 Property Records

Santa Clara County property record for 399 Montecito Way, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,547 sqft · built 1992
Lot Size	0.022 acres (938 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Jul 1997)
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`022-49-005`

Property Details

APN / Parcel Number

Primary APN	`022-49-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,547 sqft Living Area
1st Floor Area	563 sqft
2nd Floor Area	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	938 sqft (0.022 acres)
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	02249005
Street Address	399 MONTECITO WAY
City	MILPITAS
State	CA
Zip	95035-2437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 8459 LOT 129
Legal Subdivision	CALIFORNIA LANDING
Legal Tract	8459
Legal Lot Number	129
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4007
Census Tract	504506

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	399 MONTECITO WAY, MILPITAS, CA 95035-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1997 · Amount on Record
Deed Sale	Jul 30, 1997 · Amount on Record
Deed Document Number	199713795353
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	399 MONTECITO WAY, MILPITAS, CA 95035-2437
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 MONTECITO WAY, MILPITAS, CA 95035-2437

Mortgage

Document Number	0025146246
Date	Oct 27, 2021
Instrument	25146246

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	399 MONTECITO WAY, MILPITAS, CA 95035-2437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024405265
Date	Feb 14, 2020
Instrument	24405265

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 7, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	399 MONTECITO WAY, MILPITAS, CA 95035-2437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 MONTECITO WAY, MILPITAS, CA 95035-2437

Mortgage

Document Number	0024645187
Date	Oct 7, 2020
Instrument	24645187

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,549 (+2%) Land $162,858 Building $255,691
2025	$4,941.00 (+4.51%) Homeowner's exemption	$410,343 (+4.04%) Land $159,665 Building $250,678
2023	$4,728.00 (+0.34%) Homeowner's exemption	$394,411 Land $153,466 Building $240,945
2022	$4,712.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	800 / 800
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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