399 5th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 399 5th St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,108 sqft · built 2001
Lot Size0.113 acres (4,930 sqft)
Owner2 Individual Names on Record
Last Sale$690,000 (Jul 2019)
Tax Bill$10,819 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN169881-0000

Property Details

APN / Parcel Number

Primary APN169881-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,108 sqft Living Area
Gross Area3,051 sqft
1st Floor Area966 sqft
Upper Floors Area1,142 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,930 sqft (0.113 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area402 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address399 5TH ST
CityATLANTIC BEACH
StateFL
Zip32233-5345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-2
Legal Description5-69 16-2S-29E .12 ATLANTIC BEACH S 100FT LOT 42,STRIP LYING W THEREOF RECD O/R 18881-689 BLK 7
Legal Range29E
Legal Township02S
Legal Section16
Legal SubdivisionATLANTIC BEACH
Legal Block7
Legal Lot Number42
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1020
Census Tract13905

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address399 5TH ST, ATLANTIC BEACH, FL 32233-5345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Jul 30, 2019Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2019 · Amount on Record
Deed SaleJul 30, 2019 · Amount on Record
Prior SaleFeb 1, 2016 · Amount on Record
Deed Document Number2019176753
Deed Book / Page18881 / 689
Prior Transfer DateFeb 3, 2011
Prior Transfer Doc0155261309
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address399 5TH ST, ATLANTIC BEACH, FL 32233-5345
Transaction TypeMortgage
Record UpdatedAug 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 5TH ST, ATLANTIC BEACH, FL 32233-5345

Mortgage

Document Number0207811578
DateAug 16, 2023
Book Page20781/1578
Instrument2023171010
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address399 5TH ST, ATLANTIC BEACH, FL 32233-5345
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 5TH ST, ATLANTIC BEACH, FL 32233-5345

Mortgage

Document Number0200441206
DateDec 6, 2021
Book Page20044/1206
Instrument2021321827
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 30, 2019
Property Address399 5TH ST, ATLANTIC BEACH, FL 32233-5345
Document Number0188810689
Book / Page18881 / 0689
Map ReferenceMB 5 PG 69
Instrument DateJul 23, 2019
Instrument2019176753
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyBLUE OCEAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,830.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address71 JARDIN DE MER PL, 71, JACKSONVILLE BEACH, FL 32250-8606

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 5TH ST, ATLANTIC BEACH, FL 32233-5345

Mortgage

Document Number0188810691
DateJul 30, 2019
Instrument18881/0691
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$688,355 (+2.7%)$1,028,607 (+0.81%) Land $751,492 Building $277,115
2025$10,819.00 (+1.77%) Homeowner's exemption$670,259 (+5.99%)$1,020,374 (+19.92%) Land $750,000 Building $270,374
2024$10,631.00 (+2.66%)
2023$10,356.00 (+7.47%) Homeowner's exemption$632,399 (+3%)$850,877 (+5.57%) Land $625,000 Building $225,877
2022$9,636.00 Homeowner's exemption$613,980$806,008 Land $610,000 Building $196,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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