390 5th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 390 5th St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,229 sqft · built 2004
Lot Size	0.17 acres (7,408 sqft)
Owner	2 Individual Names on File
Last Sale	$1,645,000 (May 2025)
Tax Bill	$20,943 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169850-0050`

Property Details

APN / Parcel Number

Primary APN	`169850-0050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,229 sqft Living Area
Gross Area	2,777 sqft
1st Floor Area	1,617 sqft
Upper Floors Area	612 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,408 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	390 5TH ST
City	ATLANTIC BEACH
State	FL
Zip	32233-5346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-2
Legal Description	5-69 16-2S-29E .17 ATLANTIC BEACH LOT 37 BLK 6
Legal Range	29E
Legal Township	02S
Legal Section	16
Legal Subdivision	ATLANTIC BEACH
Legal Block	6
Legal Lot Number	37
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1021
Census Tract	13905

Owner

390 5th St is owned and occupied by two individuals who bought it in May 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	390 5TH ST, ATLANTIC BEACH, FL 32233-5346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Apr 19, 2017 · Amount on File
Deed Document Number	2025108446
Deed Book / Page	21461 / 1313
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 19, 2017
Property Address	390 5TH ST, ATLANTIC BEACH, FL 32233-5346
Document Number	0179502299
Book / Page	17950 / 2299
Map Reference	MB 5 PG 69
Instrument Date	Apr 17, 2017
Instrument	2017089879
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 WILLOW TREE DR, 407, MELBOURNE, FL 32940-7711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 5TH ST, ATLANTIC BEACH, FL 32233-5346

Mortgage

Document Number	2017089880
Date	Apr 19, 2017
Instrument	2017089880

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 390 5th St was $20,943, up 60.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,103,639 (-9.36%)	$1,232,027 (+1.18%) Land $750,000 Building $482,027
2025	$20,943.00 (+60.51%)	$1,217,646 Land $750,000 Building $467,646	$1,217,646 Land $750,000 Building $467,646
2024	$13,048.00 (+2.62%)
2023	$12,715.00 (+7.4%) Homeowner's exemption	$767,137 (+3%)	$1,014,242 (+6.61%) Land $625,000 Building $389,242
2022	$11,839.00 Homeowner's exemption	$744,794	$951,331 Land $610,000 Building $341,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 390 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 342 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	531 units insured incl. 189 condo units
Nearby Flood Claims	44 (1979–2017)
Claims Outside the SFHA	40 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20