3989 Waypoint Ave, Osprey, FL 34229 Property Records

Sarasota County property record for 3989 Waypoint Ave, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,141 sqft · built 2016
Lot Size0.232 acres (10,109 sqft)
Owner2 Trust Names on File
Last Sale$603,899 (Jun 2016)
Tax Bill$700 (2024)
Deeds & MortgagesDec 2023 Transfer
Feb 2021 Mortgage
APN0148-15-0019

Property Details

APN / Parcel Number

Primary APN0148-15-0019

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,141 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
Lot Area10,109 sqft (0.232 acres)
Garage TypeAttached
Garage Area598 sqft

Exterior Amenities

Pool Area262 sqft
PorchOpen Porch
Porch Area295 sqft
Patio Area729 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3989 WAYPOINT AVE
CityOSPREY
StateFL
Zip34229-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 9, BAYSIDE, PB 49 PG 41
Legal SubdivisionBAYSIDE
Legal Block1
Legal Lot Number9
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3013
Census Tract2102

Owner

3989 Waypoint Ave is owner-occupied and held in a trust since December 2023.

Source: Sarasota County records, as of January 12, 2026

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address3989 WAYPOINT AVE, OSPREY, FL 34229-2306
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 1, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 15, 2016 · Amount on File
Deed SaleJun 15, 2016 · Amount on File
Prior SaleJun 15, 2016 · Amount on File
Deed Document Number0000074056
Last Transfer DateDec 12, 2023
Transfer Doc0000183441
Record UpdatedJun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSARASOTA FL
Recording DateDec 12, 2023
Property Address3989 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000183441
Map ReferenceMB 49 PG 41-41D
Instrument DateDec 7, 2023
Instrument2023183441
Transaction TypeTransfer
Record UpdatedDec 25, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3989 WAYPOINT AVE, OSPREY, FL 34229-2306

Transferred To (Grantee/Buyer)

NameVerified Name
Address3989 WAYPOINT AVE, OSPREY, FL 34229-2306

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address3989 WAYPOINT AVE, OSPREY, FL 34229-2306
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3989 WAYPOINT AVE, OSPREY, FL 34229-2306

Mortgage

Document Number0000016802
DateFeb 1, 2021
Instrument2021016802
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$510,052$842,400 Land $334,200 Building $508,200
2024$700.00 (+12.54%)
2023$622.00 (+6.51%) Homeowner's exemption Veteran's exemption$481,240 (+3%)$760,300 (-0.94%) Land $163,000 Building $597,300
2022$584.00 Homeowner's exemption Veteran's exemption$467,223$767,500 Land $146,700 Building $620,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3989 Waypoint Ave; there have been 12 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3989 Waypoint Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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