3989 Thomas Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3989 Thomas Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,912 sqft · built 1965
Lot Size	0.329 acres (14,334 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-40-00-149.00`

Property Details

APN / Parcel Number

Primary APN	`017-40-00-149.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,912 sqft Finished Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	14,334 sqft (0.329 acres)
Lot Dimensions	239 ft deep x 59.8 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3989 THOMAS DR
City	ERLANGER
State	KY
Zip	41018-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN & GLASER PT LOT 9 59.81X239.7FT ON THOMAS DR
Legal Subdivision	BROWN & GLASER LAND DIV
Legal Phase	1
Legal Lot Number	9
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3004
Census Tract	63608

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3989 THOMAS DR, ERLANGER, KY 41018-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3989 THOMAS DR, ERLANGER, KY 41018-2918
Document Number	0000000156
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3989 THOMAS DR ERLANGER KY 410182918, ERLANGER, KY 41018-2918

Mortgage

Document Number	0000000156
Date	Aug 27, 2020
Book Page	000M89/000098
Instrument	156

Lender

Name	COVE FCU
Address	EDGEWOOD, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2040

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,200 (-) Land $35,000 Building $188,200	$223,200 (-) Land $35,000 Building $188,200
2025	$2,024.00 (+86.72%) Homeowner's exemption	$223,200 (+68.71%) Land $35,000 Building $188,200	$223,200 (+68.71%) Land $35,000 Building $188,200
2023	$1,084.00 Homeowner's exemption	$132,300 Land $25,000 Building $107,300	$132,300 Land $25,000 Building $107,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20