Kenton County property record for 3981 Thomas Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,695 sqft · built 1958 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,062 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-40-00-152.00 |
| Primary APN | 017-40-00-152.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 7 Units |
| Stories | 1 Story |
| Building Area | 1,695 sqft Finished Area |
| Gross Area | 2,388 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3981 THOMAS DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN & GLASER LOT 10 |
| Legal Subdivision | BROWN & GLASER LAND DIV |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63608 |
3981 Thomas Dr, a single family home, is owned by an individual.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 WEBSTER RD, INDEPENDENCE, KY 41051-8730 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3981 THOMAS DR, ERLANGER, KY 41018-2941 |
| Document Number | 0000000176 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3981 THOMAS DR ERLANGER KY 410182941, ERLANGER, KY 41018-2941 |
| Document Number | 0000000176 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 0I4276/000050 |
| Instrument | 176 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3981 Thomas Dr was $2,062.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,300 (-) Land $35,000 Building $142,300 | $177,300 (-) Land $35,000 Building $142,300 | |
| 2025 | $2,062.00 | $177,300 Land $35,000 Building $142,300 | $177,300 Land $35,000 Building $142,300 |
| 2023 | $1,596.00 | $126,500 Land $25,000 Building $101,500 | $126,500 Land $25,000 Building $101,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3981 Thomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3981 Thomas Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures