Cortland County and Cortlandville Town property record for 3989 Conable Ave, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,355 sqft · built 1936 |
| Lot Size | 0.324 acres (14,139 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,236 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 87.13-01-17.000 |
| Primary APN | 112289 87.13-01-17.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,355 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 575 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,139 sqft (0.324 acres) |
| Lot Dimensions | 141 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 175 sqft |
| Canopy | 145 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3989 CONABLE AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3989 CONABLE AVE, CORTLAND, NY 13045-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2024 |
| Transfer Doc | 0000001599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Apr 18, 2024 |
| Property Address | 3989 CONABLE AVE, CORTLAND, NY 13045-9741 |
| Document Number | 0000001599 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 2024-01599 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 ACADEMY ST, MARATHON, NY 13803-3013 |
| Investor | Possibly a Property Investor |
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,236.00 (+103.14%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $1,593.00 (+2.64%) | $75,700 (-) Land $9,600 Building $66,100 | $120,159 (+11.11%) Land $15,238 Building $104,921 |
| 2023 | $1,552.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $75,700 Land $9,600 Building $66,100 | $108,143 Land $13,714 Building $94,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1981–2013) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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