Cortland County and Cortlandville Town property record for 3973 Conable Ave, Cortland, NY 13045
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,518 sqft · built 1920 |
| Lot Size | 0.292 acres (12,719 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,177 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 87.13-01-30.000 |
| Primary APN | 112289 87.13-01-30.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Total Area |
| 1st Floor Area | 1,072 sqft |
| Upper Floors Area | 446 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 12,719 sqft (0.292 acres) |
| Lot Dimensions | 95 ft deep x 133 ft wide |
| Porch | Porch |
| Porch Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3973 CONABLE AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9741 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970400 |
3973 Conable Ave, a duplex, is owned and occupied by two individuals who acquired it in December 1997.
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3973 CONABLE AVE, CORTLAND, NY 13045-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1997 |
| Deed Sale | Dec 1, 1997 |
| Deed Book / Page | 1997 / 5783 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3973 Conable Ave was $2,177, up 97% from the year before.
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,177.00 (+97.01%) | ||
| 2025 | $1,105.00 | $49,300 Land $9,600 Building $39,700 | $78,254 Land $15,238 Building $63,016 |
| 2023 | $1,086.00 | $49,300 Land $9,600 Building $39,700 | $70,429 Land $13,714 Building $56,715 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3973 Conable Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1981–2013) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3973 Conable Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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